Conferma Pay vs Visa DPS Forward
Conferma Pay
conferma.comVisa DPS Forward
developer.visa.comSide by side
| Figure | Conferma Pay | Visa DPS Forward |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 3 |
| Spec score · Card Issuing Platforms | 8.4 (#2) | 7.8 (#4) |
| Company history | Conferma says its story began in 2003 and that it launched as a hotel booking platform with a payment solution in 2005. | Visa's official history page traces the business back to Bank of America's first consumer card program in 1958 and says Visa Inc. formed in 2007. |
| Intended users | The mobile app is described as built for employees, contractors, and business travellers in medium to large corporates. | The product page lists issuer banks, independent developers, and issuer banks for small business as eligible users. |
| Purpose | Conferma Pay provides virtual payment solutions for commercial payments, including corporate travel and supplier payments. | DPS Forward is a digital issuer processing service with APIs designed for digital banking platforms. |
| Support | Conferma says its technical team works with developers throughout API integration. | Visa directs users who need support to its Get Help link on the product page. |
Plans
In their own words
Conferma Pay
Conferma Pay provides virtual payment solutions for commercial spending, including corporate travel and supplier payments. Businesses can configure cards for single or multiple uses, set spending caps and time windows, and define usage rules. Cards can be created, updated, or cancelled through APIs or user-interface workflows. Each card carries structured details tied to its payment, supplier, and user to support governance, tax reclaim, and audit readiness. The platform provides near real-time spend visibility, customizable reports, and finance-system exports. Its APIs support card management, payment notifications, transaction files, and invoice data retrieval. Listed integrations include Amadeus, Coupa, Concur Travel, Sabre, Serko, Stripe, and Travelport Galileo. The mobile app lets employees, contractors, and business travellers request company-issued virtual cards, upload receipts, and pay online, in apps, or contactlessly with Apple Pay or Google Pay. It also includes a Hotel Check-in Assistant. The app requires registration with a company email. Conferma is headquartered in Manchester, United Kingdom, and was founded in 2005. Pricing is on request.
Visa DPS Forward
Visa DPS Forward is a digital issuer processing service with APIs designed for digital banking platforms. Listed payment capabilities include instant digital issuance, tokenization and wallet provisioning, with ISO 20022 and RESTful APIs. Card program management covers digital and physical cards, lifecycle APIs and on-behalf-of card order management; PCI data masking is also listed. Clients can control real-time authorization decisions, with stand-in processing available. The service is cloud-compatible, needs no client-hosted hardware and is designed to interact with digital cores. Visa says ISO 20022 transaction messages travel through a JSON-based REST API and that network traffic can use a single connection. Listed eligible users include issuer banks, independent developers and issuer banks for small business. Regional availability areas are North America, Asia-Pacific, Europe, CEMEA and LAC. Visa lists a free Sandbox plan; production fees are on request. The service is marked restricted, limiting access to its documentation and assets. Support requests are directed to the product page’s Get Help link.