Conferma Pay vs Wallester White Label

Conferma Pay provides virtual payment solutions for commercial spending, including corporate travel and supplier payments. Businesses can configure cards for single or multiple uses, set spending caps and time windows, and define usage rules. Cards can be created, updated, or cancelled through APIs or user-interface workflows. Each card carries structured details tied to its payment, supplier, and user to support governance, tax reclaim, and audit readiness. The platform provides near real-time spend visibility, customizable reports, and finance-system exports. Its APIs support card management, payment notifications, transaction files, and invoice data retrieval. Listed integrations include Amadeus, Coupa, Concur Travel, Sabre, Serko, Stripe, and Travelport Galileo. The mobile app lets employees, contractors, and business travellers request company-issued virtual cards, upload receipts, and pay online, in apps, or contactlessly with Apple Pay or Google Pay. It also includes a Hotel Check-in Assistant. The app requires registration with a company email. Conferma is headquartered in Manchester, United Kingdom, and was founded in 2005. Pricing is on request.

Wallester White-Label provides branded accounts, cards, and payments through a mobile app, back-office portal, API, and regulated infrastructure. Businesses can set up debit, prepaid, or credit card programs for consumer, business, or corporate use. The portal manages cards, users, balances, limits, spending rules, approval flows, and program activity. Accounts and cards support EUR, GBP, PLN, SEK, NOK, DKK, CZK, HUF, RON, and USD, with global payments. Its REST API connects card programs, controls, and payment workflows; the branded app supports Apple Pay and Google Pay using tokenized credentials. Programs can use Wallester’s issuer and scheme framework, with dedicated BIN setup available where needed. The platform includes KYC/KYB, AML, fraud monitoring, and payment processing. Wallester states that it is a Visa Principal Member, an Authorized Payment Institution licensed by Estonia’s Finantsinspektsioon, and PCI DSS Level 1 certified for payment data. The service is presented for the EEA and UK. Listed monthly prices are 2495.00 EUR, 3995.00 EUR, and 5995.00 EUR, depending on institution type.