Confirmo vs NOWPayments

Confirmo provides stablecoin payment infrastructure for businesses to accept, settle, and disburse digital assets. Its products include Checkout, Deposits, Payouts, and Subscribe. Checkout accepts stablecoins and other digital assets through an API, email invoices, or ready-made HTML payment buttons. Deposits supports stablecoin acceptance at scale with instant conversion between fiat and stablecoins. Payouts can run on demand or on a recurring schedule, and the API supports thousands of simultaneous payments. Confirmo presents these services for global payroll, payment service providers, iGaming, e-commerce, forex, and prop trading businesses. Checkout security measures include two-factor authentication, access controls, transaction policies, and cold wallets. Confirmo Limited says it is authorized by the Central Bank of Ireland under MiCA and PSD2 for specified services. Confirmo FZE says it has applied for a VARA VASP licence and is not yet authorized for virtual-asset activity in or from the UAE. Pricing is available through sales; a listed transaction fee is 0.8%.

NOWPayments lets businesses accept cryptocurrency payments on websites, online stores, and social media accounts. Its homepage says the gateway supports 350+ crypto coins and 75+ fiat coins. Payment options include invoices, subscriptions, buttons, donations, point of sale, widgets, plugins, and a white-label option. The API supports instant payment notifications and allows one order to be paid with multiple cryptocurrencies. Named ecommerce integrations include WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid. NOWPayments describes its service as non-custodial and says it does not hold or store customer funds. Received crypto can be converted automatically into a chosen cryptocurrency using ChangeNOW. Account security controls include two-factor authentication, role-based access, and withdrawal whitelisting. The company presents the service for businesses including ecommerce, gaming, SaaS, marketplaces, charities, payroll, and travel. It advertises 24/7 support. NOWPayments was founded in 2019 by the team behind ChangeNOW and identifies FD Transfers LLC as its operator. The listed standard payment processing plan is free; blockchain network fees are excluded, and enterprise pricing is available on request.