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SPECIFICTION
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Cosmic vs Payload CMS

Cosmic

cosmicjs.com

Payload CMS

payloadcms.com

Side by side

FigureCosmicPayload CMS
Price from$99/moFree
Free planYesYes
Free trialYes—
Open source——
WebYesYes
iOSYes—
AndroidYes—
API—Yes
Self-hosted—Yes
Plans published72
Spec score · Headless CMS7.5 (#28)8.5 (#11)
API typesrestboth
Asset transformationsYesYes
Content localizationYesYes
Content previewYesYes
Role permissionsadvancedcustom
WebhooksYesYes

Plans

Cosmic

  • FreeFree
  • Builder$99 a month
  • Team$299 a month
  • Business$499 a month
  • EnterprisePrice not published
  • Small Workspace$999 a month
  • Large Workspace$2,999 a month

Cosmic pricing →

Payload CMS

  • Self-hostedFree
  • EnterprisePriced on request

Payload CMS pricing →

In their own words

Cosmic

Cosmic has no write-up on Specifiction yet; its figures are above.

Visit cosmicjs.com

Payload CMS

Payload CMS is an open-source TypeScript framework and backend for building websites and applications. A configuration provides an admin panel, database migrations, REST and GraphQL APIs, authentication, access control, file storage, and live preview. Its stated uses include headless CMS projects, internal tools, commerce, and digital asset management. Content capabilities include localization, custom role permissions, webhooks, preview, and asset transformations. Official database adapters support MongoDB, Postgres, and SQLite, while plugins cover functions such as forms, search, SEO, and ecommerce. The code is released under the MIT License, and the free self-hosted option includes community support. Payload can run wherever a Node.js app can run, with starter templates for Vercel and Cloudflare; getting started requires Node.js 20.9.0 or later, a JavaScript package manager, and a compatible database. Enterprise features include SSO, visual editing, publishing workflows, AI auto-embedding, and static A/B testing.

Visit payloadcms.com