Covisum Income InSight vs FI Calc
Covisum Income InSight
covisum.com
FI Calc
ficalc.appSide by side
| Figure | Covisum Income InSight | FI Calc |
|---|---|---|
| Price from | $116.67/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Plans published | 4 | 1 |
| Spec score · Retirement Planning Software | 8.2 (#8) | 7.8 (#11) |
| Integrations | Income InSight deeply integrates with Covisum's Social Security Timing, Tax Clarity, and SmartRisk tools. | The maker describes CSV export for further analysis in a spreadsheet application of the user's choice. |
| Purpose | Income InSight is a financial planning platform built for advisors serving mass-affluent and affluent clients in retirement or retirement transition. | FI Calc uses historical data to evaluate retirement plans and withdrawal strategies. |
| Support | The product page says subscriptions include unlimited free access to live support and customer success assistance. | The maker invites users to contact them by email at [email protected] or on X at @ficalc. |
Plans
Covisum Income InSight
- Monthly$119.99 a month
- Annual$1,400 a year
- Income InSight monthly subscription$119.99 a month
- Income InSight annual subscription$1,400 a year
In their own words
Covisum Income InSight
Covisum Income InSight has no write-up on Specifiction yet; its figures are above.
FI Calc
FI Calc is a free web calculator for evaluating retirement plans and withdrawal strategies with historical market data. It runs simulations from annual figures covering 1871 through 2024, compiled from Robert Shiller’s data set, while warning that historical results do not guarantee future performance. Users can model equities, bonds and cash, set rebalancing and changing allocations, and add wages, Social Security or extra withdrawals for future expenses. The calculator provides income projection, savings growth projection, withdrawal planning, Social Security modeling and scenario analysis. Simulations can be exported as CSV files for spreadsheet analysis. Inputs are processed in the browser; saved or shared calculations are encoded in URLs that may reach the hosting provider, services and recipients. Google Analytics may receive page URLs containing saved inputs. FI Calc does not automatically model taxes or required minimum distributions and currently has no Monte Carlo simulations. The free plan costs nothing.