Covisum Income InSight vs RetireePlan
Covisum Income InSight
covisum.comRetireePlan
joeregnier.github.ioSide by side
| Figure | Covisum Income InSight | RetireePlan |
|---|---|---|
| Price from | $116.67/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| API | — | Yes |
| Self-hosted | — | Yes |
| Plans published | 4 | 1 |
| Spec score · Retirement Planning Software | 8.2 (#8) | 7.8 (#14) |
| Purpose | Income InSight is a financial planning platform built for advisors serving mass-affluent and affluent clients in retirement or retirement transition. | RetireePlan is a self-hosted Canadian retirement planning app for modeling finances, running simulations, and optimizing taxes. |
Plans
Covisum Income InSight
- Monthly$119.99 a month
- Annual$1,400 a year
- Income InSight monthly subscription$119.99 a month
- Income InSight annual subscription$1,400 a year
In their own words
Covisum Income InSight
Covisum Income InSight has no write-up on Specifiction yet; its figures are above.
RetireePlan
RetireePlan is a free, self-hosted retirement planning app built for Canadians to model finances, compare scenarios, and examine tax outcomes. Its deterministic engine projects income, expenses, account growth, withdrawals, and taxes year by year; Monte Carlo runs use 1,000 trials and can apply normal, log-normal, or historical-bootstrap returns. Canadian tax modeling covers federal and provincial brackets, CPP/QPP, EI, OAS/GIS clawback, pension splitting, and RRIF minimums. A rule-based engine ranks recommendations and assigns dollar values, including possible RRSP meltdown opportunities, OAS clawback avoidance, and TFSA use. Users can model rental properties, principal-residence exemptions, probate, and beneficiary designations, and compare named scenarios. RetireePlan can import YNAB categories and transactions, and its context-aware AI assistant can use local Ollama or GitHub Copilot. It runs on the web or through desktop installers for macOS, Windows, and Linux; Docker containers support self-hosting. Reports export to multi-scenario PDF or annual CSV. The maker says users can run it on their own hardware without sharing data. It is a modeling tool, not financial advice, and tax figures are illustrative.