Credyt vs Lago
Credyt
credyt.ai
Lago
getlago.comSide by side
| Figure | Credyt | Lago |
|---|---|---|
| Price from | $1/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | Yes |
| Web | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 2 | 5 |
| Spec score · Usage-Based Billing Software | 9.0 (#2) | 8.5 (#4) |
| Pricing models | The platform supports usage-based, subscription, hybrid, prepaid-credit, entitlement and seat-style pricing. | The platform supports consumption pricing, prepaid credits, usage allowances, subscriptions and hybrid plans. |
| Rating on Capterra | 0.0 out of 5 from 0 reviews | 0.0 out of 5 from 0 reviews. |
| Rating on G2 | 5 out of 5 from 1 review | 0.0 out of 5 from 0 reviews. |
| Rating on Product Hunt | 5.0 out of 5 from 1 review | 4.6 out of 5 from 10 reviews. |
| Security controls | The service supports API keys, OAuth, environment-separated test and live keys, role-based access control, rate limiting and idempotency keys. | Premium security controls include SSO, RBAC, security logs and API or activity audit logs. |
| Self-hosting | The product is described as cloud-hosted and designed to sit in front of an existing payment processor. | Lago can run on premises, in a VPC or another customer-controlled environment, alongside its managed cloud option. |
| Support | Credyt directs users to its documentation and [email protected] for help. | Lago Premium includes platform support, business-hours incident management, and implementation guidance; 24x7 incident management and an assigned solution engineer are listed as on-demand add-ons. |
| What it does | Credyt provides real-time monetization infrastructure for AI products, combining usage metering, wallet balances, spend controls and customer billing. | Lago is an open-source platform for usage-based, subscription, prepaid and hybrid billing that connects product usage and commercial terms to invoices. |
Plans
Lago
- Open sourceFree
- Open SourceFree
- Open-source self-hostedFree
- Lago PremiumPriced on request
- PremiumPriced on request
In their own words
Credyt
Credyt is real-time monetization infrastructure for AI products, available through web and API. It supports usage-based, subscription, hybrid, credits, tokens, entitlements, and seat-based billing. Usage is authorized, priced, and debited atomically as it occurs; wallets can hold USD, tokens, GPU hours, or custom units. A branded self-service portal provides top-ups, account history, and auto-recharge. Integrations include Stripe, Adyen, Checkout.com, payment providers with hosted payment flows, webhooks, OpenAPI, SDKs, and an MCP server. The MCP server is listed for use with tools including Claude Code, Cursor, Codex, Windsurf, ChatGPT, Lovable, Bolt, v0, and Replit. The free plan is for building and testing, with the first 10 active wallets free each month. Production costs $1 per active wallet per month, with the first 1M events per month free. Credyt does not currently support usage metered throughout a period and invoiced afterward. Customer data is stored in one Azure region without region selection; the company says it is evaluating the SOC 2 certification process.
Lago
Lago is an open-source billing platform that connects product usage and commercial terms with customer invoices. It supports usage-based, subscription, prepaid, and hybrid pricing, plus quotes, order forms, prepaid credits, entitlements, quotas, subscription and usage charges, and itemized invoices. For AI products, Lago can meter input, output, and cached tokens separately and assign usage to customers for billing. Applications can connect through a REST API, official JavaScript, Python, Ruby, and Go SDKs, or signed webhooks. Listed AI integrations include OpenAI, Anthropic, AWS Bedrock, Google Gemini, and Mistral; payment and finance integrations include Adyen, Stripe, NetSuite, and Xero. The Open source plan is free, licensed under AGPLv3 and self-hosted. Lago Premium is available as cloud or self-hosted deployment, including on-premises or in a VPC, but pricing is provided after contacting Lago. Lago states it is SOC 2 Type II certified and describes single sign-on, role-based access controls, and audit logs. Premium includes platform support, business-hours incident management, and implementation guidance.