Cryptomus vs NOWPayments

Cryptomus is a web and API crypto payment gateway for businesses and sole proprietors accepting payment for goods or services. Merchants can set invoices in fiat or cryptocurrency, then receive a generated payment address for each payer. Checkout methods include hosted payments, payment links, recurring payments, static wallets, e-commerce plugins, and API access. Incoming funds can be converted automatically to a preferred currency at no charge. A payment-accuracy setting from 0 to 5% determines how configured underpayments are credited. Withdrawals can use the API, schedules, or mass payouts to thousands of addresses. Integration choices include SDK tools and plugins for platforms such as WooCommerce, WHMCS, PrestaShop, OpenCart, Magento, BigCommerce, and Tilda. Security controls include two-factor authentication, secure wallets, and withdrawal-address whitelisting. Cryptomus lists a 2% commission per transaction for new users; contacting Cryptomus may reduce it to 0.4%.

NOWPayments lets businesses accept cryptocurrency payments on websites, online stores, and social media accounts. Its homepage says the gateway supports 350+ crypto coins and 75+ fiat coins. Payment options include invoices, subscriptions, buttons, donations, point of sale, widgets, plugins, and a white-label option. The API supports instant payment notifications and allows one order to be paid with multiple cryptocurrencies. Named ecommerce integrations include WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid. NOWPayments describes its service as non-custodial and says it does not hold or store customer funds. Received crypto can be converted automatically into a chosen cryptocurrency using ChangeNOW. Account security controls include two-factor authentication, role-based access, and withdrawal whitelisting. The company presents the service for businesses including ecommerce, gaming, SaaS, marketplaces, charities, payroll, and travel. It advertises 24/7 support. NOWPayments was founded in 2019 by the team behind ChangeNOW and identifies FD Transfers LLC as its operator. The listed standard payment processing plan is free; blockchain network fees are excluded, and enterprise pricing is available on request.