Cybersource vs Paysafe

Cybersource Global Payment Gateway processes online credit and debit card payments for merchants worldwide. Founded in 1994, it connects to more than 200 acquirers and processors across over 160 countries and territories and accepts payments in more than 50 currencies. Supported methods include credit and debit cards, digital wallets, eWallets, bank transfers, installment payments and direct debit. Merchants can embed secure checkout, redirect customers to a hosted checkout page or use Microform for card entry. Sensitive payment data can bypass the merchant network and be vaulted in secure Visa data centers. Cybersource identifies itself as a certified Level 1 PCI Service Provider. Fraud tools use machine learning and artificial intelligence, with models that can update as market trends change. APIs, SDKs, client libraries, testing guides, sandbox testing and sample code support integration. The gateway lists recurring and marketplace payments and runs on Android, iOS, web and API platforms. Pricing is available on request.

Paysafe is a payments platform for businesses and consumers, covering card payments, digital wallets, eCash, and local payment methods. Its REST-based Payments API connects multiple methods through one endpoint and returns JSON-encoded responses. Supported options include cards, bank transfers, cash, crypto, direct debit, vouchers, and wallets such as Apple Pay, Google Pay, Neteller, and Skrill. Paysafe Checkout can be embedded in a website and customized, with payment details sent securely to Paysafe for processing. The company offers Shopify checkout integrations and an official WooCommerce integration. Shopify checkout supports cards, Skrill, Neteller, PaysafeCard, PaysafeCash, ACH, and EFT. Paysafe lists iGaming, video gaming, e-commerce, online trading, retail, travel, and hospitality as focus sectors, and says its platform supports more than 260 payment types and 48 currencies. Its Shopify checkout page describes built-in fraud protection and 3D Secure capability. Paysafe reported PCI DSS 4.0.1 certification across payment card products, with audit controls under PCI, SOC-2, and ISAE3402 frameworks. General pricing is on request. For US and Canadian Shopify Standard plans, the listed transaction fee is 2.75% + $0.35, with zero setup and monthly fees.