Cybersource vs PayU
Cybersource
cybersource.com
PayU
payu.inSide by side
| Figure | Cybersource | PayU |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Payment Tokenization Software | 7.5 (#7) | 7.2 (#8) |
| Spec score · Payment Gateways | 7.4 (#36) | 7.1 (#43) |
| Founded | 1994 | 2014 |
| Payment methods | Cybersource supports credit and debit cards, digital wallets, eWallets, bank transfers, installment payments and more. | The gateway supports 150+ payment modes, including cards, net banking, UPI, wallets, EMI, BNPL and QR. |
| Purpose | Cybersource Global Payment Gateway processes online credit and debit card payments worldwide. | PayU provides payment gateway solutions for online businesses to accept digital payments. |
| Security | Sensitive customer payment data can bypass the merchant’s network and be vaulted in secure Visa data centers. | PayU describes its gateway as PCI-DSS Level 1 certified and an RBI-authorised payment aggregator, with encryption and fraud prevention tools. |
| Support | Customers can sign in to contact support by chat or submit an online case, and can search the knowledge base. | PayU’s QR product page says representatives are available around the clock for support. |
Plans
In their own words
Cybersource
Cybersource Global Payment Gateway processes online credit and debit card payments for merchants worldwide. Founded in 1994, it connects to more than 200 acquirers and processors across over 160 countries and territories and accepts payments in more than 50 currencies. Supported methods include credit and debit cards, digital wallets, eWallets, bank transfers, installment payments and direct debit. Merchants can embed secure checkout, redirect customers to a hosted checkout page or use Microform for card entry. Sensitive payment data can bypass the merchant network and be vaulted in secure Visa data centers. Cybersource identifies itself as a certified Level 1 PCI Service Provider. Fraud tools use machine learning and artificial intelligence, with models that can update as market trends change. APIs, SDKs, client libraries, testing guides, sandbox testing and sample code support integration. The gateway lists recurring and marketplace payments and runs on Android, iOS, web and API platforms. Pricing is available on request.