Debt Ladder vs Undebt.it
Debt Ladder
adelyons.com
Undebt.it
undebt.itSide by side
| Figure | Debt Ladder | Undebt.it |
|---|---|---|
| Price from | 10.82 BRL/mo | $0.83/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | — | Yes |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 8 | 2 |
| Spec score · Debt Management Software | 9.1 (#1) | 7.7 (#16) |
| Purpose | Debt Ladder turns entered cards and loans into a payoff order, per-debt payoff dates, total interest, and a debt-free date. | Undebt.it generates rollover debt payoff plans and tracks payments, balances, and projected debt-free dates. |
| Support | Support is provided by email at [email protected], with users asked to include their device and the action they were taking. | The site provides an FAQ and help center and lists an email address and contact form. |
Plans
Debt Ladder
- FreeFree
- FreeFree
- Debt Ladder Pro Monthly29.90 BRL a month
- Debt Ladder Pro Annual129.90 BRL a year
- Debt Ladder Pro Lifetime249.90 BRL, paid once
- AnnualPrice not published
- LifetimePrice not published
- MonthlyPrice not published
In their own words
Debt Ladder
Debt Ladder has no write-up on Specifiction yet; its figures are above.
Undebt.it
Undebt.it creates rollover debt payoff plans and tracks payments, balances and projected debt-free dates. It offers eight payoff approaches, including snowball, avalanche, hybrid, cash flow index and custom plans. A free debt snowball calculator can produce a one-off plan without an account. The free plan includes the core planner, while Undebt.it+ adds bill tracking, payoff snapshots, calendar views, reminders, what-if scenarios and other tools. Undebt.it+ costs $10 a year as a single, non-recurring fee for one year of access, with manual renewal; account holders can try it for 30 days. The web service can be installed on iPhone and Android home screens through a browser, but it has no mobile apps. Premium users can sync balances and optionally import transactions nightly through SimpleFIN. This read-only sync needs a separate SimpleFIN Bridge account and does not sync interest rates, minimum payments or due dates. The YNAB integration can update balances and import payment and purchase transactions. Users enter account details themselves; the maker says it does not request bank or credit-card login credentials.