DebtBook vs Sanchay Treasury OS

DebtBook provides cloud-based software for finance teams managing debt, cash, leases, and subscriptions. It is built for government and nonprofit finance teams, including public finance teams in higher education and healthcare. Its Treasury Management System brings debt, cash, and investments together. Debt Management centralizes debt data for accounting, year-end reporting, payment schedules, continuing disclosure, refunding tracking, and new issue structuring. Cash Management supports forecasting, fraud detection, cash positioning, transaction categorization, and forecast-to-actual variance analysis. Lease and Subscription Management handles tracking, accounting, and reporting for GASB 87, GASB 96, and ASC 842 arrangements. Other listed capabilities include contract management and investment management, with features such as contract processing and scenario-based portfolio analysis. ERP integration is an add-on for Debt Accounting; Cash Management supports direct API and SFTP bank integrations. The Trust Center lists SOC 1 and SOC 2 Type 1 and 2, and CSA STAR Level One certifications. Pricing depends on organization size and needs, requires a custom quote, and no free trial is offered. Plans include ongoing support from DebtBook experts, and the maker says implementation aims to get teams operational in 90 days or less.

Sanchay Treasury OS brings investment holdings, cash, borrowings, risk, and policy into a workspace for Indian enterprises and family offices. It tracks valuations, accruals, and returns across eight investment asset classes, with entity-level and authorized consolidated views. Users can review XIRR across instruments, asset classes, and entities, based on dated investment cashflows and available valuations. Cash balances, expected investment flows, and borrowing obligations are presented for planning; available live stock quotes can be refreshed for monitoring, separately from official recorded valuations.

Supported imports include CAMS AIF statement PDFs, a PMS holdings CSV template, and certified ERP Party Ledger and SAP Confirmation of Accounts layouts. SAP or Tally export layouts need compatibility review with the company. Organizations manage users, roles, and entity assignments. Maker-checker workflows support review of governed actions, with approval history and recorded details such as user, entity, and timestamp where available. Enterprise SSO, AI/ML-assisted analysis, and broader family-office investment coverage are listed as planned capabilities. Pricing is available by requesting a demo; access is through an organization workspace, with an Android app also linked.