Decentro vs Integrated Finance
Decentro
decentro.tech
Integrated Finance
integrated.financeSide by side
| Figure | Decentro | Integrated Finance |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.1 (#6) | 7.2 (#23) |
| Compliance | Decentro says it follows ISO 27001 guidelines across its products and periodically undergoes third-party vulnerability assessments by CERT-IN empaneled auditors. | The platform describes KYC/KYB, AML monitoring, sanctions screening, transaction monitoring, and regulatory reporting capabilities. |
| Integrations | Decentro offers APIs and SDKs, detailed documentation, a sandbox for testing, and a dashboard flow for requesting production launch. | Listed connections include Modulr, Currencycloud, Railsbank, ClearBank, LHV, Nium, Crown Agents Bank, Sumsub, ComplyAdvantage, W2, Thredd, Judopay, Transact Payments, tell.money, Flagright, and Aazzur. |
| Product | Decentro describes itself as a full-stack Banking-as-a-Service platform offering financial modules through APIs and SDKs. | Integrated Finance provides an orchestration platform that connects financial service providers through one API and workflow layer. |
| Security | Decentro says its dashboard uses MFA and its systems use AES256 and RSA4096 encryption standards. | The company says required data is encrypted and its platform is hosted on Google Cloud. |
| Support | The escrow page describes 24x7x365 priority support via email, phone, and Slack. | The support hub links to API documentation, a system status page, and an active Slack community. |
| What it does | Decentro describes itself as a full-stack Banking-as-a-Service platform that lets businesses select financial modules, test them in a sandbox, and launch using APIs and SDKs. | Integrated Finance is a cloud-native financial infrastructure platform that connects fintech products to core financial services and integration workflows. |
| Who it is for | The global collections page lists cross-border businesses, marketplaces, financial institutions, consumer platforms, offline payment processors, and payment aggregators as use cases. | The maker presents the platform for fintechs, marketplaces, BaaS/CaaS providers, and financial infrastructure providers. |
Plans
In their own words
Decentro
Decentro is a Banking-as-a-Service platform that provides financial modules through APIs and SDKs. Its global collection service lets businesses accept international payments in local currencies through a unified API, with payment options including cards, SWIFT, SEPA, domestic transfers, and virtual accounts. The collection page lists 9+ currencies, though available collection and settlement currencies depend on Decentro’s licenses and support as a payment service provider.
Other offerings include multi-currency accounts, escrow, and a ledger for transactions and balances. The multi-currency escrow service supports holding, splitting, and releasing funds, and lists USD, GBP, EUR, AED, AUD, and JPY. Incoming payments can be matched to invoices. A web dashboard shows transaction data and balances, supports payment initiation, and provides reconciliation reports.
Integrated Finance
Integrated Finance has no write-up on Specifiction yet; its figures are above.