Decentro vs Newline by Fifth Third
Decentro
decentro.techNewline by Fifth Third
newline53.comSide by side
| Figure | Decentro | Newline by Fifth Third |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.1 (#6) | 7.1 (#25) |
| Compliance | Decentro says it follows ISO 27001 guidelines across its products and periodically undergoes third-party vulnerability assessments by CERT-IN empaneled auditors. | The platform describes its compliance as built-in bank-grade oversight. |
| Product | Decentro describes itself as a full-stack Banking-as-a-Service platform offering financial modules through APIs and SDKs. | Newline is an API-first platform for launching embedded payment and deposit solutions directly with Fifth Third Bank. |
| Support | The escrow page describes 24x7x365 priority support via email, phone, and Slack. | The developer documentation directs clients to its Sales and Partnership team or their Newline Specialist for implementation and API questions. |
Plans
In their own words
Decentro
Decentro is a Banking-as-a-Service platform that provides financial modules through APIs and SDKs. Its global collection service lets businesses accept international payments in local currencies through a unified API, with payment options including cards, SWIFT, SEPA, domestic transfers, and virtual accounts. The collection page lists 9+ currencies, though available collection and settlement currencies depend on Decentro’s licenses and support as a payment service provider.
Other offerings include multi-currency accounts, escrow, and a ledger for transactions and balances. The multi-currency escrow service supports holding, splitting, and releasing funds, and lists USD, GBP, EUR, AED, AUD, and JPY. Incoming payments can be matched to invoices. A web dashboard shows transaction data and balances, supports payment initiation, and provides reconciliation reports.
Newline by Fifth Third
Newline by Fifth Third has no write-up on Specifiction yet; its figures are above.