Decentro vs Payscore
Decentro
decentro.techPayscore
payscore.comSide by side
| Figure | Decentro | Payscore |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Employment Verification Software | 8.1 (#3) | 7.1 (#18) |
| Compliance | Decentro says it follows ISO 27001 guidelines across its products and periodically undergoes third-party vulnerability assessments by CERT-IN empaneled auditors. | Payscore says it is SOC 2 Type I certified, with audited controls for security, availability, and confidentiality. |
| Integrations | Decentro offers APIs and SDKs, detailed documentation, a sandbox for testing, and a dashboard flow for requesting production launch. | Payscore lists native integrations with Yardi, RealPage, Entrata, Resman, Rent Manager, Rentvine, and TazWorks. |
| Product | Decentro describes itself as a full-stack Banking-as-a-Service platform offering financial modules through APIs and SDKs. | Payscore provides automated income, employment, and identity verification using bank, payroll, and document data. |
| Security | Decentro says its dashboard uses MFA and its systems use AES256 and RSA4096 encryption standards. | Payscore states that it uses 256-bit encryption, does not store applicant credentials, and accesses transaction data read-only. |
| Support | The escrow page describes 24x7x365 priority support via email, phone, and Slack. | The subscription plan includes applicant and customer support. |
Plans
In their own words
Decentro
Decentro is a Banking-as-a-Service platform that provides financial modules through APIs and SDKs. Its global collection service lets businesses accept international payments in local currencies through a unified API, with payment options including cards, SWIFT, SEPA, domestic transfers, and virtual accounts. The collection page lists 9+ currencies, though available collection and settlement currencies depend on Decentro’s licenses and support as a payment service provider.
Other offerings include multi-currency accounts, escrow, and a ledger for transactions and balances. The multi-currency escrow service supports holding, splitting, and releasing funds, and lists USD, GBP, EUR, AED, AUD, and JPY. Incoming payments can be matched to invoices. A web dashboard shows transaction data and balances, supports payment initiation, and provides reconciliation reports.