Decentro vs Synctera
Decentro
decentro.techSynctera
synctera.comSide by side
| Figure | Decentro | Synctera |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.1 (#6) | 6.9 (#29) |
| Compliance | Decentro says it follows ISO 27001 guidelines across its products and periodically undergoes third-party vulnerability assessments by CERT-IN empaneled auditors. | The platform provides access to KYC, KYB, AML, and watchlist tools, along with transaction monitoring and compliance workflow support. |
| Integrations | Decentro offers APIs and SDKs, detailed documentation, a sandbox for testing, and a dashboard flow for requesting production launch. | The partner ecosystem lists providers including Plaid, Mastercard, Visa, Marqeta, Socure, and MX. |
| Product | Decentro describes itself as a full-stack Banking-as-a-Service platform offering financial modules through APIs and SDKs. | Synctera provides infrastructure for companies to build and operate banking and embedded finance products. |
| Security and compliance | The escrow page says its operations follow FEMA, AML, and RBI regulations within the GIFT City IFSC framework and use audit trails, KYC checks, and data encryption. | Synctera’s Trust Center lists SOC 2 and PCI DSS 4.0.1 and provides access to security, privacy, compliance, and reliability materials. |
| Support | The escrow page describes 24x7x365 priority support via email, phone, and Slack. | Synctera describes operational compliance support for tasks including disputes, KYC reviews, and fraud issues. |
Plans
In their own words
Decentro
Decentro is a Banking-as-a-Service platform that provides financial modules through APIs and SDKs. Its global collection service lets businesses accept international payments in local currencies through a unified API, with payment options including cards, SWIFT, SEPA, domestic transfers, and virtual accounts. The collection page lists 9+ currencies, though available collection and settlement currencies depend on Decentro’s licenses and support as a payment service provider.
Other offerings include multi-currency accounts, escrow, and a ledger for transactions and balances. The multi-currency escrow service supports holding, splitting, and releasing funds, and lists USD, GBP, EUR, AED, AUD, and JPY. Incoming payments can be matched to invoices. A web dashboard shows transaction data and balances, supports payment initiation, and provides reconciliation reports.