Deluxe Receivables360+ vs Esker Cash Application

Deluxe Receivables360+ is a cloud platform for consolidating payment data and automating cash application in the order-to-cash process. Its receivables solutions collect cash, checks, bill-pay payments, cards, ACH, and third-party feeds. Artificial intelligence automates remittance matching and cash application, while near-real-time dashboards let accounts-receivable teams inspect insights across payment methods and drill into details. Users can create and share standard or ad hoc reports with AR colleagues and business stakeholders. The platform regularly sends consolidated extract files to multiple ERP systems and archives data for later reference. Deluxe says it separates each client’s data, encrypts sensitive information, and uses cloud security and authentication. eLockbox, Lockbox, Remote Deposit Capture, and eBill are listed as solutions that can connect with Receivables360+. The product is intended for AR teams seeking a consolidated view of payments and automated cash application. It runs on the web, and pricing is available on request. Deluxe directs sales and support inquiries to its Treasury Management/Receivables customer portal. Deluxe was founded in 1915 and is headquartered in Minneapolis, Minnesota.

Esker Cash Application automates cash application for accounts receivable teams, from capturing payment and remittance information to matching payments, handling exceptions and posting results to an ERP. Esker Synergy AI extracts payment data and suggests invoice matches, with explanations and human review when needed. The system brings remittance information together from multiple channels. For complex allocations, users can apply configurable rules and work in a guided workspace with contextual information, suggestions and collaboration tools. Allocation options include discounts, deductions, short payments, cross-company cases and multiple currencies. Esker says the product works with any ERP, including multi-ERP environments; integration options include a prebuilt SAP connector using BAPI calls and REST API web services. It can run on its own or alongside Esker’s Accounts Receivable suite. Customisable dashboards and reports cover KPIs, payment activity, automation trends, unapplied cash and user activity, with traceability and archiving. Pricing is on request, and a 30-day trial is listed.