Divly vs Waltio

Divly helps users calculate and declare cryptocurrency taxes through a guided process: import transactions, track portfolio performance and taxable gains, then download a report for submission to a local tax agency. The company says reports use the user's country's official language and follow local tax authority guidance. Divly supports imports from more than 200 wallets and exchanges, including Binance, Coinbase, Kraken, Ledger, and MetaMask; a custom import process is available when a source is missing. NFT activity is supported. The free plan costs nothing and provides portfolio tracking for up to 25,000 transactions, unlimited blockchains, wallets, and exchanges, all crypto transaction types, and more than 10,000 supported currencies. Essential costs €39, paid once; Peace of Mind costs €99, paid once; Full Service costs €599, paid once. Each paid plan is a one-off payment with no recurring subscription. Divly supports tax reporting in Belgium, Denmark, Estonia, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Spain, Sweden, the United Kingdom, and the United States. It is web-based and was founded in 2021 in Stockholm, Sweden.

Waltio tracks cryptocurrency holdings and prepares tax calculations and reports intended to help users comply with local rules. Its portfolio tracker displays wealth in real time, with allocation and performance comparisons. Tax reporting can include capital gains and losses, staking, farming, lending, mining and airdrops. Waltio says it categorizes DeFi transactions automatically, identifies spam tokens and tracks more than 10,000 assets. It lists more than 700 exchange, wallet and blockchain connections, available through read-permission API keys, public wallet addresses or uploaded transaction files. Plans include a free tier and paid options from €39/yr. The iOS app requires iOS 15.0 or later, and the service is also available on the web. Country coverage varies: outside supported localized tax forms, users may receive raw calculations that need a tax adviser to map to a return. Document downloads are not available in the mobile app, so users need a computer to export them.