Dock vs NymCard
Dock
dock.techNymCard
nymcard.comSide by side
| Figure | Dock | NymCard |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.6 (#13) | 8.0 (#7) |
| Cards | Dock provides card processing and card programs, including transaction authorization, settlement, chargeback management, and reconciliation. | The platform supports debit, credit, and prepaid cards issued as physical, virtual, or tokenized cards. |
| Founded | 1999 | 2018 |
| Integration | Dock One offers one API as a single integration point for implementation. | NymCard says customers can select the layers they need through one integration, and offers APIs, webhooks, implementation guides, and developer tooling. |
| Payments | Its banking solutions include payment methods such as Pix, boletos, and Open Finance. | Money movement capabilities include domestic rails, cross-border payments, foreign exchange, and remittances. |
| Product | Dock provides payments and banking technology and infrastructure that companies can use to create and offer financial services. | nCore combines card issuing, money movement, settlement, reconciliation, lending, and financial crime capabilities on one payments platform. |
| Security | Dock says confidentiality, integrity, and secure availability of information are priorities, and that it follows information-security laws, standards, best practices, and international standards. | NymCard states that nCore is certified for PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001. |
| Support | Dock’s developer portal directs users who need help to its Help Center. | The site directs prospective customers to contact its team and directs developers to documentation. |
Plans
In their own words
Dock
Dock provides payments and banking technology that companies can use to create financial services for customers. Its Dock One platform is intended to support operations across markets, with cloud-native architecture, one API integration point, and configuration by country, currency, and business model. Dock describes its architecture as modular and event-based. The core ledger handles multiple currencies and balances, customizable accounts, transaction rules, approval flows, and reports. Spending Control sets limits by merchant type, time, amount, and period, individually or in groups. Dock lists card issuing, digital accounts, acquiring, and fraud prevention among its services. Its white-label banking includes digital accounts, branded debit cards, Pix transfers, bill payments, and boleto payments. Acquiring supports in-person and online payment acceptance through options including POS, TEF, Pix, Tap On Phone, payment links, APIs, and Pix Checkout. Fraud tools include real-time transaction monitoring and communication by SMS, WhatsApp, and email. Dock says it is regulated by Brazil's Central Bank. Pricing is on request; the listed supported region is Latin America.
NymCard
NymCard’s nCore is a payments platform for banks, fintechs, and businesses building financial products. It combines card issuing, money movement, settlement, reconciliation, lending infrastructure, and financial crime capabilities. Card programs can issue debit, credit, or prepaid cards in physical, virtual, or tokenized form, with controls for spending limits, billing cycles, repayment, and installments.
The platform also supports domestic and cross-border payments, foreign exchange, remittances, wallet top-ups, peer-to-peer and merchant payments, bill payments, transfers, and cash in and out. Financial crime features include identity verification, fraud monitoring, risk management, AML and sanctions screening, and issuer-side 3D Secure. NymCard says nCore can connect to existing core banking systems without replacing them, and can run in public cloud, hybrid, on-soil, or fully on-premise deployments. Its APIs, webhooks, implementation guides, and developer tools support integration. Listed platforms include Android, iOS, web, API, and self-hosted. NymCard says nCore holds PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001 certifications. Pricing is on request. Its lending infrastructure supports decisioning, origination, and servicing, but NymCard does not fund loans.