driftcurve vs Skeema

driftcurve is an open-source household retirement planning engine for projecting finances and comparing retirement outcomes. It can model multiple household members, account types, debts, mortgages, pensions, Social Security and property sales. Its default Monte Carlo simulations resample annual market data from 1966–2024 across equities, Treasuries, residential real estate, inflation and Bitcoin. Users can adjust historical returns toward their own long-run targets or enter static annual assumptions. Risk-based spending guardrails solve for monthly spending and suggest adjustments based on portfolio thresholds and probability of success. A Compare page puts two scenarios on one chart. In default local mode, household data and saved scenarios stay in browser localStorage, while forecasts run through a Python backend; there is no account or server-side database persistence. Optional multi-user mode adds email/password accounts, server-side sessions, and stored profiles and scenarios. The project offers forecast and guardrails API endpoints, plus authentication, profile and scenario endpoints in multi-user mode. It is free under Apache License 2.0. The maker describes it as an educational modeling tool, not licensed financial, investment, tax or legal advice.

Skeema is a declarative, SQL-based schema management utility for applying repository changes to MySQL and MariaDB tables and routines. It generates SQL DDL from schema files and provides diff, lint, push, and pull commands. Configurable linter rules identify unsafe changes, and Skeema verifies generated ALTER TABLE statements in a workspace before proceeding. For online schema changes, it supports database-native alterations and external tools including pt-online-schema-change and gh-ost, with execution configurable by environment and table size. Schema directories can map to multiple servers or schemas, and the utility can detect drift across shards. Listed compatibility includes MySQL 5.5–9.7, MariaDB 10.1–12.3, and Percona Server; AWS Aurora MySQL 5.7–8.4 is listed for Premium. Skeema Cloud Linter can provide automatic diff and lint output for related GitHub commits. All editions can use SSL/TLS, while Premium adds client certificates, CA verification options, and SSH tunnels. The Community plan is free at free. Plus costs $124 a month and Max costs $499 a month.