E-Renter vs Rent With Clara

E-Renter is a web-based consumer reporting agency for tenant and employee screening. Reports may include identity and Social Security number checks, evictions, bankruptcies, criminal and sex-offender records, OFAC and Patriot Act searches, liens, judgments and address history. Individual landlords can test selected minimum credit criteria, but they do not receive a full credit report or score. Commercial accounts provide direct 24/7 access to full credit and other screening reports, with custom solutions and discount pricing. Basic costs $21.95, paid once and includes identity verification and a background check; criminal-record availability varies by state. Premium costs $31.95, paid once and adds a credit check, with the tenant paying an additional $2.49 for verification. Ultimate costs $36.95, paid once and adds name history, address history and Rent Check Advisor, with the same additional charge. There are no membership, registration, monthly or yearly fees; customers pay for ordered reports. Coverage is listed for all 50 states.

Rent With Clara provides rental applications and tenant screening for renters, landlords, and real estate agents. Screening reports can include credit history and a FICO score, criminal and eviction records, application details, income and employment checks, and identity verification. For identity checks, Clara compares a live image of a government-issued ID with a biometric selfie for liveness and face matching. Income and employment can be verified through payroll, bank connections, or third-party-verified documents; Argyle is its named partner for direct-source verification. Clara says credit reports come from TransUnion. Renters can reuse a profile and active reports when applying to multiple landlords during a 30-day period. Profiles are encrypted and shared only with landlords or agents the renter approves. Reports remain active for 30 days, after which renters can refresh them. Clara says its screening process is designed around Fair Housing laws, FCRA requirements, and state-specific regulations. Landlords and agents can use the full platform without a fee; a renter application costs $49.00 USD once and covers unlimited Clara properties for 30 days.