EBizCharge Virtual Terminal vs Midtrans
EBizCharge Virtual Terminal
ebizcharge.com
Midtrans
midtrans.comSide by side
| Figure | EBizCharge Virtual Terminal | Midtrans |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 8 |
| Spec score · Payment Processing Software | 7.3 (#42) | 9.0 (#5) |
| Company history | EBizCharge says it entered the payment industry in 2004 and is one of the last privately owned companies in the industry. | Midtrans says it was established as Veritrans in 2012, rebranded in 2016 and acquired by Gojek in 2017. |
| Founded | 2004 | 2012 |
| Headquarters | Irvine, California, United States | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia |
| Integrations | EBizCharge offers native integrations with more than 100 ERP, accounting, CRM, eCommerce, and other business systems without third-party applications. | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. |
| Payment links | Users can send customers payment links by email, with email reminders and invoice-payment links. | Merchants can create a payment page link from the dashboard without code and share it with customers. |
| Payment methods | EBizCharge supports major credit cards, debit cards, and eChecks, and offers key-in payments and refunds. | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. |
| Recurring billing | The virtual terminal supports scheduled recurring billing and variable statement auto-billing at the end of billing cycles. | Recurring or subscription payments are listed as a supported feature. |
| Security | EBizCharge uses off-site storage, tokenization, encryption, TLS 1.2 with a 2048-bit RSA key, and configurable fraud-prevention rules. | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. |
| Support | The pricing page lists $0 unlimited support, and the FAQ says an in-house support team handles issues and integration assistance. | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. |
Plans
EBizCharge Virtual Terminal
- EBizCharge merchant accountPriced on request
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
EBizCharge Virtual Terminal
EBizCharge Virtual Terminal has no write-up on Specifiction yet; its figures are above.
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.