Ekurpay Marketplace Payments vs Stripe Connect
Ekurpay Marketplace Payments
ekurpay.com
Stripe Connect
stripe.comSide by side
| Figure | Ekurpay Marketplace Payments | Stripe Connect |
|---|---|---|
| Price from | — | $20.25/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 3 |
| Spec score · Marketplace Payment Platforms | 7.6 (#10) | 8.7 (#4) |
| Integrations | Seller onboarding supports APIs and embedded flows; Ekurpay's homepage also describes secure API integration for its virtual POS. | Stripe lists Terminal, Tax, Billing, Capital, Issuing, and other Stripe financial products as capabilities platforms can add through its integrated stack. |
| Payouts | Marketplace operators can set daily, weekly, or custom payout cycles for each vendor. | Platforms can send connected accounts funds to bank accounts or debit cards and control payout timing, with Instant Payouts available for an additional fee. |
| Security | The payment gateway page states Ekurpay is PCI DSS compliant and uses fraud detection, card tokenization, and encryption. | The Connect features page lists PCI DSS Level 1 certification and PSD2 Strong Customer Authentication compliance. |
| Support | Ekurpay advertises 24/7 access to payment experts and help with marketplace payout logic, compliance flows, and seller integrations. | Connect’s features page advertises 24x7 support by phone, chat, and email. |
Plans
Stripe Connect
- Stripe handles pricing for your usersFree
- You handle pricing for your users$20.25 a month
- Stripe handles pricing for your usersPriced on request
In their own words
Ekurpay Marketplace Payments
Ekurpay Marketplace Payments is a paid web and API service for handling marketplace money flows. It automates split payments, escrow, fees, payouts, and settlement management for product marketplaces, booking platforms, and digital service hubs. Buyer funds can be divided among sellers, service providers, and the marketplace through predefined logic and real-time settlement flows. Escrow can hold money until delivery, approval, or service completion. Operators can configure daily, weekly, or custom payout schedules for each vendor, including timing, fees, and routing. Sellers can be registered, verified, and activated through embedded flows or APIs. The service supports multiple currencies, conversion-rate optimization, and configurable foreign-exchange rules. Its dashboard covers transactions, disputes, reports, audit logs, and exportable payment records. Ekurpay describes KYC, AML, PSD2 flows, adaptive fraud rules, PCI DSS compliance, encryption, and card tokenization. Pricing is available on request.
Stripe Connect
Stripe Connect embeds payments in software platforms and marketplaces and coordinates money movement among multiple parties. Platforms can choose Stripe-hosted, embedded, or custom onboarding, including identity verification and networked onboarding for existing Stripe users. Connect supports payments in 135+ currencies and 40+ payment methods across online, mobile, subscription, invoicing, and point-of-sale flows. Platforms can split payments, route funds across borders, control payout timing, and offer instant payouts. Prebuilt connected-account dashboards include controls for payments, payouts, settings, notifications, and payment methods. Risk and compliance features include KYC and AML checks, sanctions screening, MATCH list checks, and fraud management. Connect can automatically generate US 1099 forms; e-filing and delivery fees vary by pricing model. Its listed security features include PCI DSS Level 1 certification and PSD2 Strong Customer Authentication compliance. Pricing may involve no platform fees when Stripe handles user pricing, or $2 per monthly active account plus 0.25% + 25¢ per payout sent; other usage fees may apply.