Ekurpay Marketplace Payments vs Zoneless
Ekurpay Marketplace Payments
ekurpay.comZoneless
zoneless.comSide by side
| Figure | Ekurpay Marketplace Payments | Zoneless |
|---|---|---|
| Price from | — | $99/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 4 |
| Spec score · Marketplace Payment Platforms | 7.6 (#10) | 7.7 (#9) |
| Integrations | Seller onboarding supports APIs and embedded flows; Ekurpay's homepage also describes secure API integration for its virtual POS. | The maker documents a Node.js SDK named @zoneless/node and a Didit connection for identity checks. |
| Intended users | The marketplace solution page describes use by product marketplaces, booking platforms, and digital service hubs. | The maker presents Cloud Free for trying Zoneless or running a small marketplace, Pro for growing marketplaces, and Scale for larger marketplaces with higher volume. |
| Product | Ekurpay Marketplace Payments automates multi-vendor transactions with split payments, escrow support, payouts, fees, and settlement management. | Zoneless is an open-source payments platform for checkout, subscriptions, marketplace accounts, and payouts using USDC. |
| Security | The payment gateway page states Ekurpay is PCI DSS compliant and uses fraud detection, card tokenization, and encryption. | Its security policy asks vulnerability reports to be sent through GitHub Security Advisories or directly to maintainers and provides response targets of 48 hours for initial response and seven days for a status update. |
| Seller onboarding | Sellers can be registered, verified, and activated through embedded flows or APIs. | Marketplaces can onboard sellers through a hosted flow to enter their details and connect a wallet. |
| Support | Ekurpay advertises 24/7 access to payment experts and help with marketplace payout logic, compliance flows, and seller integrations. | Cloud Free includes community support, Pro includes faster email support, and Scale includes priority support. |
Plans
In their own words
Ekurpay Marketplace Payments
Ekurpay Marketplace Payments is a paid web and API service for handling marketplace money flows. It automates split payments, escrow, fees, payouts, and settlement management for product marketplaces, booking platforms, and digital service hubs. Buyer funds can be divided among sellers, service providers, and the marketplace through predefined logic and real-time settlement flows. Escrow can hold money until delivery, approval, or service completion. Operators can configure daily, weekly, or custom payout schedules for each vendor, including timing, fees, and routing. Sellers can be registered, verified, and activated through embedded flows or APIs. The service supports multiple currencies, conversion-rate optimization, and configurable foreign-exchange rules. Its dashboard covers transactions, disputes, reports, audit logs, and exportable payment records. Ekurpay describes KYC, AML, PSD2 flows, adaptive fraud rules, PCI DSS compliance, encryption, and card tokenization. Pricing is available on request.
Zoneless
Zoneless is an open-source payments platform for checkout, subscriptions, marketplace accounts and payouts using USDC. Customers can pay through hosted checkout, products or payment links. Marketplaces can collect seller details and connect wallets through a hosted onboarding flow, with seller verification rules and reviews available. The service supports recurring payments, invoices and subscription status management. Payouts use USDC on Solana; the maker says they usually arrive within seconds and that Zoneless charges no payout fee, while Solana network fees are currently around $0.002 per payout. Its API uses Stripe object shapes, webhook patterns and idempotency conventions, and a Node.js SDK is documented. Zoneless runs as a managed cloud service or can be self-hosted with Docker and Docker Compose. Cloud Free is free for up to 1,000 payouts per month; Pro is $99 a month, and Scale is $499 a month. Self-hosted is free.