Elavon Converge vs Midtrans
Elavon Converge
elavon.com
Midtrans
midtrans.comSide by side
| Figure | Elavon Converge | Midtrans |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 8 |
| Spec score · Payment Gateways | 7.5 (#34) | 9.0 (#3) |
| Integrations | Elavon says Converge can integrate with websites, accounting systems, and CRM systems using developer tools. | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. |
| Intended customers | Elavon describes Converge as a solution for businesses of all types, and its callback form lists industries including restaurant, hospitality, retail, healthcare, services, government, and nonprofit. | Midtrans says it provides payment solutions for businesses of any size, including startups, medium businesses, and enterprises. |
| Payment methods | The product page says Converge accepts debit and credit cards, PayPal, electronic checks, and digital wallets. | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. |
| Recurring payments | Converge supports customer profiles and card details on file for repeat, recurring, and subscription payments. | Recurring payments can automatically charge fixed subscription amounts at chosen intervals, with retries for failed transactions; recurring service is available only for some payment channels. |
| Security | Elavon describes encryption and tokenization that protect card data in transit and at rest. | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. |
| Support | Elavon says customer support for existing accounts is available 24/7/365. | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Elavon Converge
Elavon Converge has no write-up on Specifiction yet; its figures are above.
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.