Embed vs Moov
Embed
embed.coMoov
moov.ioSide by side
| Figure | Embed | Moov |
|---|---|---|
| Price from | — | $500/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Embedded Payments Platforms | 7.9 (#6) | 7.6 (#12) |
| Company | OpenFX's acquisition announcement describes Embed as an Amsterdam-based embedded payments company and says it was founded by Alex Schoonkind, Andrei Valeanu, and Konstantin Indjov. | Moov says it was founded by Wade Arnold and Bob Smith and has a fully remote team distributed across the U.S. |
| Integrations | Embed provides APIs and components for payment components, payment links, in-person payments, recurring payments, and balance accounts. | Moov’s Data Sync can sync data to a warehouse such as BigQuery every few minutes, with no-code setup. |
| Security | Embed says it is PCI-DSS compliant and licensed by the Dutch Central Bank. | Moov lists SOC 1 Type 2, SOC 2 Type 2, PCI Level I, SSL and TLS encryption, and regular independent security testing. |
| Support | The pricing page lists 24/7 payments support, technical support on Slack, implementation, and a low-code components library as free. | Partner accounts and merchants onboarded through hosted onboarding can chat with Moov support or submit tickets from the Dashboard. |
Plans
In their own words
Embed
Embed provides payment infrastructure for software platforms through one integration covering ecommerce, point-of-sale, and subscription payments. Platforms can configure tiered, blended, or cost-plus pricing by customer segment. Balance accounts, flexible rules, and APIs support moving funds among multiple parties and scheduling or requesting payouts. Embed also offers domestic virtual IBANs across Europe, safeguarded by tier-one banks. Documented payment methods include cards, open banking, SEPA, SEPA Direct Debit, iDEAL, and Vipps. Integration guides cover payment components, links, in-person payments, recurring payments, and balance accounts. A functional sandbox supports integration and payment tests, test-merchant onboarding, credential management, and reconciliation-report downloads. The service provides reports for finance and accounting and support through integration, verification, onboarding, and operations. Embed states PCI-DSS compliance and describes regulatory coverage through Embed B.V. and Embed Pay Ltd. It is paid, has no free plan, and lists a pay-as-you-go option with no monthly fees; transaction pricing is €0.15 gateway fee plus IC+ + 0.50% for cards.