Emma vs My Secure Advantage
Emma
emma-app.comMy Secure Advantage
mysecureadvantage.comSide by side
| Figure | Emma | My Secure Advantage |
|---|---|---|
| Price from | £4.99/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | — |
| Plans published | 4 | 0 |
| Spec score · Employee Financial Wellness Software | 8.1 (#5) | 7.4 (#14) |
| Founded | 2017 | 1986 |
| Headquarters | London, United Kingdom | Roseville, California, United States |
Plans
In their own words
My Secure Advantage
My Secure Advantage provides workplace financial well-being services through one-on-one Money Coaching, digital tools, and financial education. Its online portal includes a personalized dashboard, budgeting tools, MSA Wallet, the AI coach Joy, credit and identity monitoring, and a resource library. A financial checkup measures well-being, stress, needs, and goals, then informs a personalized action plan available to coaches. MSA Wallet syncs with bank accounts and supports budgeting independently or with a Money Coach, without ads or third-party promotions. Education covers more than 45 financial topics through courses, live broadcasts, webinars, and personalized learning tracks, virtually or in person. Members also receive videos, articles, worksheets, a knowledge center, and more than 20 calculators. Optional tools include live chat, state-specific legal forms at no cost to members, screen sharing, and secure file sharing for over 200 file types. Credit and Social Security number monitoring is available 24/7 with fraud alerts and access to a credit score and report. Money Coaches provide guidance without selling financial products, typically in 30-minute consultations available Monday through Friday, 6:00 a.m. to 8:00 p.m. Pacific Time. Pricing is available by request.