Employment 360 vs MyEmployment

Employment 360 is Cashfree Payments’ employee background verification solution, checking employment details against EPFO databases. Businesses can submit a phone number, UAN, PAN or combinations of those inputs. Results may include a person's name, gender, UAN, phone number and masked Aadhaar details, plus latest and past employer information such as member ID, establishment ID, relieving date and registered employer name. Additional returned data may include phone number, email address, bank account and IFSC code. The product page describes retrieval as real-time and says the end user does not need to intervene. Businesses can work through a dashboard or integrate the developer-friendly API into their own platform; API documentation is linked from the product page. Cashfree lists banks and NBFCs, lending, background checks and employee onboarding as use cases. Coverage is domestic, the source is government data, and typical turnaround is instant. Cashfree launched in 2015. Its privacy policy lists ISO/IEC 27001:2022, PCI-DSS v4.0.1 and SOC 2 standards and certifications, and notes that no internet transmission or electronic storage method is completely secure. Pricing is on request.

MyEmployment provides employment and income verification while giving employees visibility and control over requests to access their data. Employees can get an alert when a request arrives, approve or deny it, set general preferences, or freeze access to their report. The service covers current and former employees, including people who left an employer years ago. For employers, it handles incoming verification requests and can verify new hires. MyEmployment says it connects with more than 60 payroll and HRIS platforms, including ADP, Paychex, Gusto, Workday, and UKG; verifiers can connect through a REST API. The company says it is SOC 2 certified and complies with the FCRA and major state privacy regulations. It describes encryption, verifier credentialing, permissible-purpose checks, and request monitoring and audits. Employee and employer services are free. Standard verification costs $59, paid once, paid by the verifier. The listed platforms are Android, iOS, web, and API.