Empower Health and Welfare Benefits Administration vs OnePoint Benefits Enrollment

Empower Health and Welfare Benefits Administration helps employers administer employee health and welfare plans, including eligibility, enrollment, and ongoing plan management. Its customizable MyBenefitChoice platform gives employees a branded portal for open enrollment, life events, benefits information, and decision support. Employees can use step-by-step or pick-and-choose enrollment, submit life events, and upload supporting documents. The portal is available 24/7 by smartphone, tablet, or computer, with mobile access through a browser. Administrator tools cover HR administration, carrier billing and reporting, carrier file management, dependent and life-event verification, rules-based eligibility, and role-based access. Sponsors can view real-time plan data in prebuilt and custom reports. The service also includes custom-branded communications, year-round education, integrated support, and personalized medical cost estimates. Empower lists multifactor authentication, AES-256 encryption at rest, TLS 1.2 or higher in transit, and a SOC 2 Type 2 attestation. It is available on Android, iOS, and the web. Pricing is not displayed; organizations are directed to contact an Empower representative.

OnePoint Benefits Enrollment lets eligible employees research, compare, and enroll in benefits through a paper-free process. Its self-service portal guides enrollment step by step, displays progress, supports e-signatures, and sends alerts. Employees can access information 24/7 and enroll from a desktop or mobile device; mobile access is through a browser. Employers can configure the system for any benefit plan electronically. Eligibility profiles and rules determine which plans employees can select and which fields they must complete. OnePoint says its benefits administration solution can submit enrollment data to carriers and send premium and cost data to payroll. Administration features include carrier and 401(k) data feeds, real-time eligibility tracking, COBRA administration, FSA timelines and tools, and alerts for incomplete packets. Reporting covers enrollment and costs, premium reconciliation, and configured benefits and ACA needs. The HCM platform is described as cloud-based, accessible from any device, and requiring no software installation or manual updates. Pricing is on request; per-employee-per-month pricing is mentioned without a specific amount. The listed platforms are Android, iOS, and web.