Empower Health and Welfare Benefits Administration vs PrismHR HCM Benefits Enrollment

Empower Health and Welfare Benefits Administration helps employers administer employee health and welfare plans, including eligibility, enrollment, and ongoing plan management. Its customizable MyBenefitChoice platform gives employees a branded portal for open enrollment, life events, benefits information, and decision support. Employees can use step-by-step or pick-and-choose enrollment, submit life events, and upload supporting documents. The portal is available 24/7 by smartphone, tablet, or computer, with mobile access through a browser. Administrator tools cover HR administration, carrier billing and reporting, carrier file management, dependent and life-event verification, rules-based eligibility, and role-based access. Sponsors can view real-time plan data in prebuilt and custom reports. The service also includes custom-branded communications, year-round education, integrated support, and personalized medical cost estimates. Empower lists multifactor authentication, AES-256 encryption at rest, TLS 1.2 or higher in transit, and a SOC 2 Type 2 attestation. It is available on Android, iOS, and the web. Pricing is not displayed; organizations are directed to contact an Empower representative.

PrismHR HCM Benefits Enrollment guides employees through choosing benefits using automated eligibility and IRS-limit rules. Employees can make elections, assign dependents and beneficiaries, and upload supporting documents. Step-by-step navigation presents coverage and cost details, pending requirements and comparisons. Organizations can tailor enrollment workflows, while administrators configure forms, plan details and dependencies, add documents and underwriting questions, and set effective-date versions. Elections sync automatically with PrismHR payroll and HR systems. An administrator dashboard tracks enrollment activity and supports archiving or extending enrollments, as well as proxying into employee enrollments. Customizable notifications and reminders can reach employees, worksite managers and service providers. The responsive web platform is also accessible through PrismHR's mobile app. PrismHR lists SOC 2 compliance and security measures including multifactor authentication, encryption, role-based security, IP controls, password rules and 24/7/365 monitoring. Customers receive a Customer Success Manager, resource center and knowledge base access, customer community access, and 24x7 critical-issue support under standard support. Pricing is available on request.