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SPECIFICTION
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Enable Banking vs Fintoc

Enable Banking

enablebanking.com

Fintoc

fintoc.com

Side by side

FigureEnable BankingFintoc
Price from——
Free plan——
Free trial—Yes
Open source——
WebYesYes
APIYesYes
Self-hostedYes—
Plans published12
Spec score · Bank Connectivity Software8.1 (#9)8.0 (#12)
Founded20192020
HeadquartersEspoo, FinlandSantiago, Chile
Regulatory statusEnable Banking Oy identifies itself as a registered Account Information Service Provider regulated by the Finnish Financial Supervisory Authority.The Chile site says Fintoc Pagos S.A. is authorized by the CMF as an issuer of prepaid payment cards.
SecurityEnable Banking says its information security management system is certified to ISO/IEC 27001:2022.Fintoc states that it is certified to ISO 27001 and PCI DSS Level 1.
SupportThe company says open banking specialists support customers from initial setup through optimisation.The site directs users to WhatsApp support and product documentation for help.

Plans

Enable Banking

  • Volume-based API pricingPriced on request

Enable Banking pricing →

Fintoc

  • Pagos por Transferencia$135, paid once
  • Pagos con Tarjeta$269, paid once

Fintoc pricing →

In their own words

Enable Banking

Enable Banking has no write-up on Specifiction yet; its figures are above.

Visit enablebanking.com

Fintoc

Fintoc has no write-up on Specifiction yet; its figures are above.

Visit fintoc.com