Enable Banking vs Flinks
Enable Banking
enablebanking.comFlinks
flinks.comSide by side
| Figure | Enable Banking | Flinks |
|---|---|---|
| Price from | — | $250/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 10 |
| Spec score · Bank Connectivity Software | 8.1 (#9) | 7.8 (#19) |
| Spec score · Financial Data Aggregation Platforms | 8.1 (#3) | 7.9 (#5) |
| Spec score · Financial Data APIs | 8.1 (#8) | 7.8 (#15) |
| Data access | The API supports business and personal accounts and provides real-time account information and payment initiation. | Flinks says sensitive data is stored in a secured virtual private instance that is not accessible by customers or end users. |
| Founded | 2019 | 2016 |
| Headquarters | Espoo, Finland | Toronto, Canada |
| Integrations | Enable Banking provides integrations with bank APIs, with a published list of available integrations in its documentation. | Flinks says fintechs can integrate with 500+ financial apps. |
| Payments | Live payment initiation requires the customer to hold a PISP licence or another licence that allows payment initiation. | Pay supports account validation, funding, loan repayments, and PAD authorization; its listed rails include Interac e-Transfer and EFT. |
| Security | Enable Banking says its information security management system is certified to ISO/IEC 27001:2022. | Flinks lists SOC 2, AES-256 hardware encryption, HTTPS 256-bit encryption, IP whitelisting, and daily automated and manual application security testing. |
| Support | The company says open banking specialists support customers from initial setup through optimisation. | All customers can submit tickets through the Support portal, and Scale plan customers and above receive a dedicated customer success representative. |
Plans
Flinks
- Flinks Enrich Starter$250 a month
- Flinks Connect Starter$500 a month
- Flinks Upload Starter$500 a month
- Flinks Enrich Scale$1,100 a month
- Flinks Connect Scale$1,250 a month
- Flinks Upload Scale$1,500 a month
- Flinks Connect EnterprisePriced on request
- Flinks Enrich EnterprisePriced on request
- Flinks PayPriced on request
- Flinks Upload EnterprisePriced on request
In their own words
Enable Banking
Enable Banking has no write-up on Specifiction yet; its figures are above.