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Enable Banking vs Stripe Financial Connections

Enable Banking

enablebanking.com

Stripe Financial Connections

stripe.com

Side by side

FigureEnable BankingStripe Financial Connections
Price from—$0.30/mo
Free plan——
Free trial——
Open source——
WebYesYes
iOS—Yes
Android—Yes
APIYesYes
Self-hostedYes—
Plans published15
Spec score · Bank Connectivity Software8.1 (#9)7.3 (#35)
CoverageEnable Banking says its API connects to more than 2,700 banks across 30 European countries.Stripe says it can instantly connect to over 97% of US bank accounts and retrieve data from 12,000 financial institutions.
IntegrationsEnable Banking provides integrations with bank APIs, with a published list of available integrations in its documentation.Stripe lists interoperability with ACH Direct Debit, Connect, Checkout, Payment Links, and Stripe Identity for specified workflows.
Use casesThe company describes use cases including invoicing, automated bookkeeping, credit risk assessment, loyalty programs, onboarding, and payments.Stripe identifies ACH payments, Connect payouts, risk underwriting, and financial management products as use cases.

Plans

Enable Banking

  • Volume-based API pricingPriced on request

Enable Banking pricing →

Stripe Financial Connections

  • Pay-as-you-go — balances$0.10, paid once
  • Pay-as-you-go — transactions$0.30 a month
  • Pay-as-you-go — account owners$1.50, paid once
  • Pay-as-you-go — instant bank account verifications$1.50, paid once
  • Custom pricingPriced on request

Stripe Financial Connections pricing →

In their own words

Enable Banking

Enable Banking has no write-up on Specifiction yet; its figures are above.

Visit enablebanking.com

Stripe Financial Connections

Stripe Financial Connections has no write-up on Specifiction yet; its figures are above.

Visit stripe.com