Enfuce Cards vs Wallester White Label

Enfuce Cards is a web and API platform for issuing and processing payment cards. It supports debit, credit, prepaid, multi-PAN, EV charge and fuel cards, with issuing, processing, settlement, fraud workflows, disputes and reporting handled together. Real-time APIs and the MyEnfuce portal let programme teams manage cards, monitor activity and respond to changes. Virtual cards work with digital wallets including Apple Pay and Google Pay. The API includes tokenisation, ledgering, fraud controls, loyalty and instalments. Programmes can launch across the EEA and UK with multi-country, multi-currency and localisation support. Enfuce offers BIN sponsorship on its regulated infrastructure, so companies can issue cards without obtaining their own licence. MyCard manages physical-card design, production, storage, ordering and delivery. MyEnfuce gives operations and support teams a live view of cards, accounts and transactions. Pricing is scoped to each programme and may include implementation, monthly, volume-based and add-on fees.

Wallester White-Label provides branded accounts, cards, and payments through a mobile app, back-office portal, API, and regulated infrastructure. Businesses can set up debit, prepaid, or credit card programs for consumer, business, or corporate use. The portal manages cards, users, balances, limits, spending rules, approval flows, and program activity. Accounts and cards support EUR, GBP, PLN, SEK, NOK, DKK, CZK, HUF, RON, and USD, with global payments. Its REST API connects card programs, controls, and payment workflows; the branded app supports Apple Pay and Google Pay using tokenized credentials. Programs can use Wallester’s issuer and scheme framework, with dedicated BIN setup available where needed. The platform includes KYC/KYB, AML, fraud monitoring, and payment processing. Wallester states that it is a Visa Principal Member, an Authorized Payment Institution licensed by Estonia’s Finantsinspektsioon, and PCI DSS Level 1 certified for payment data. The service is presented for the EEA and UK. Listed monthly prices are 2495.00 EUR, 3995.00 EUR, and 5995.00 EUR, depending on institution type.