Epic River vs OneSpan Notary

Epic River provides digital signing and lending software for community banks and credit unions. Its borrower workflow combines identity checks, electronic signatures, and electronic notarization. Signing supports commercial, consumer, and agricultural loan closings as well as deposit account openings. Identity verification can use knowledge-based authentication, with optional facial recognition and government ID validity checks. Notarization options include remote, remote ink-signed, and in-person electronic services. The eVault tracks authoritative copies and supports integration for transferring, pledging, and selling documents. Epic River says it connects with over 100 bank systems, including document generation, imaging, eSign, and core systems, and supports current-generation cloud applications and legacy on-premise solutions. Its patient lending network connects healthcare providers with local financial institutions. The eSign module is white-labeled by Finastra as ProSign and integrated into most Finastra lending products. API access is listed. Pricing is on request.

OneSpan Notary has no write-up on Specifiction yet; its figures are above.