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SPECIFICTION
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Everage vs Float

Everage

everage.co

Float

floatapp.com

Side by side

FigureEverageFloat
Price from$1,500/mo$105/mo
Free plan——
Free trialYesYes
Open source——
WebYesYes
Plans published59
Spec score · Cash Flow Management Software7.8 (#11)7.9 (#10)
Access controlsThe workspace supports role-based access, multiple entities or tenants, audit trails, and invitations for accountants, CFOs, and team members.Float provides Admin, Editor, and Viewer roles; two-factor authentication is mandatory for Xero users and strongly recommended for all customers.
HeadquartersUtah, United StatesEdinburgh, Scotland
IntegrationsThe maker lists QuickBooks Online, Plaid, Stripe, Square, Shopify, and CSV/Excel as available integrations, with Xero and TikTok Shop planned.Float currently integrates with Xero and QuickBooks Online, and says a direct Sage Intacct connection is coming soon.
PurposeEverage is a real-time financial operations workspace combining cash flow, revenue, expenses, receivables, payables, and inventory visibility.Float turns data from connected accounting software or ERP into a rolling cash flow forecast for finance teams.

Plans

Everage

  • Premium ServicesPriced on request
  • Direct ConsultingPriced on request
  • Market Insights$99, paid once
  • Ongoing Savings$1,500 a month
  • LLM Market Intelligence$2,500 a month

Everage pricing →

Float

  • Essentials$130 a month
  • Growth$265 a month
  • Scale$389 a month
  • Essentials (annual)$105 a month
  • Essentials (monthly)$130 a month
  • Growth (annual)$215 a month
  • Growth (monthly)$265 a month
  • Scale (annual)$315 a month
  • Scale (monthly)$389 a month

Float pricing →

In their own words

Everage

Everage has no write-up on Specifiction yet; its figures are above.

Visit everage.co

Float

Float turns data from connected accounting software into rolling cash flow forecasts for finance teams. It offers weekly and 13-week views, plus monthly forecasts that extend up to three years on Growth and Scale. Users can adjust income and costs, model scenarios and estimate new-hire costs before committing. Float shows invoices and bills with expected payment dates based on when clients actually pay. Its current accounting integrations are Xero and QuickBooks Online; a direct Sage Intacct connection is described as coming soon. Float does not connect directly to banks: bank transaction data comes through the connected accounting platform. Data syncs every 24 hours, with manual sync also available. Teams can comment on budget lines, invoices, bills and payments, tag colleagues and receive mention notifications. Admin, Editor and Viewer roles govern access. Float lists encryption in transit and at rest, multi-factor authentication, role-based access and independent auditing to the UK government-backed Cyber Essentials standard. The web service has no free plan; pricing starts at $105/mo (annual), with a 14-day trial. Essentials forecasts up to 12 months; Growth and Scale cover 36 months.

Visit floatapp.com