Everage vs onbalance
Everage
everage.coonbalance
onbalance.appSide by side
| Figure | Everage | onbalance |
|---|---|---|
| Price from | $1,500/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 5 | 1 |
| Spec score · Cash Flow Management Software | 7.8 (#11) | 7.7 (#13) |
| Audience | It is designed for SMB operators, fractional CFOs, accounting teams, and inventory-aware businesses, and is also useful for lenders and investors. | The maker lists freelancers, marketplace sellers, photographers, real estate agents, and repair and construction teams among its intended users. |
| Forecasting | The cash flow workspace offers rolling 13-week forecasts, AR/AP and bank transaction views, runway calculations, and expected cash movement timelines. | It shows future balances and cash flow gaps to help users plan ahead. |
| Headquarters | Utah, United States | San Francisco, USA |
| Integrations | The maker lists QuickBooks Online, Plaid, Stripe, Square, Shopify, and CSV/Excel as available integrations, with Xero and TikTok Shop planned. | The maker says the product has no external connections; it does not list integrations on the homepage. |
| Purpose | Everage is a real-time financial operations workspace combining cash flow, revenue, expenses, receivables, payables, and inventory visibility. | OnBalance is a cash flow planning app for solopreneurs and family businesses. |
Plans
Everage
- Premium ServicesPriced on request
- Direct ConsultingPriced on request
- Market Insights$99, paid once
- Ongoing Savings$1,500 a month
- LLM Market Intelligence$2,500 a month
In their own words
onbalance
onbalance is a cash flow planning and finance tracking app for solopreneurs and small businesses, available on Android and iOS. It displays future balances to help users identify cash flow gaps. Users can organize multiple projects, accounts, and categories, or start tracking without setting them up first; the app can also cover multiple businesses in one place. It supports fiat and crypto accounts and transactions, including conversions and transfers using near real-time exchange rates. onbalance describes confidential collaboration with business partners and teammates, and says the app works offline with background synchronization when devices reconnect. The maker’s whitepaper says organization data is encrypted on the device using AES-256-GCM, while the server holds encrypted data and key containers. It says master passwords, private keys, and recovery phrases are not sent to the server. Users receive a 12-word recovery phrase, and the maker says a full data export is available at any time. The product has no external connections or integrations. The homepage describes it as free, with no paid tiers or plan limits stated.