EveryDollar vs PocketSmith

EveryDollar is a budgeting tool for the web, iOS, and Android. Its free plan supports monthly budgeting, manual transaction tracking, unlimited budget categories and lines, bill due dates, and sinking funds. Listed capabilities also include bill tracking, net-worth tracking, account syncing, report export, and mobile apps. Premium adds automatic bank transaction imports, paycheck and bill-date planning, custom reports, CSV export, projected net-worth calculations, coaching, and live Q&A. Premium costs $17.99 a month after a 14-day free trial. The pricing note also lists paid access from $6.67/mo on an annual basis; the plan details provided list Premium at the monthly price. The free plan is listed at free. EveryDollar was founded in 2015, and its maker is headquartered in Franklin, Tennessee, United States. The product offers a manual-budgeting option as well as a paid tier with imported transactions and additional planning and reporting capabilities.

PocketSmith is personal finance software for budgeting, monitoring accounts, and forecasting future balances. It connects to financial institutions for automatic imports and categorization, and also supports manual imports. Budget tools include a calendar, flexible periods, and what-if scenarios; reports cover income, expenses, net worth, and cash flow. Users can track accounts, assets, and liabilities across countries with currency conversion. Forecasting can show daily balances as far as 60 years ahead on the Fortune plan. The free plan includes two dashboards, 12 budgets, two accounts, and six months of projection. Foundation starts at $9.99 a month when billed annually. PocketSmith lists Android, iOS, web, desktop apps, and an API. Bank feeds are read-only and cannot move money in connected accounts. The service states that data is encrypted, two-factor authentication is available on every plan, and there are no ads or ad-tracking.