EVPro vs Scenarios

EVPro is financial planning software for advisers to assess, build, stress-test, review, and solve client plans. Its modules address risk profiling, investment analysis, cash-flow planning, and portfolio construction. EVPro Risk uses psychometric, behavioural, knowledge-based, and sustainable investing questions. EVPro Invest analyses existing investments and supports suitability assessments against client objectives and risk appetite. EVPro Goal builds cash-flow plans for pre-retirement, retirement, and post-retirement, modeling the probability of meeting expenses across more than 1,000 market scenarios. EVPro Portfolio can risk-rate funds, create model portfolios, show asset allocations, and import model portfolios in bulk. Solver adds optimization and stress tests to Invest and Goal; Review adds plan analysis, amendments, client communications, and firm-level oversight to Goal. Listed back-office integrations include Intelliflo, Iress, Plannr, and FNZ. EVPro runs on web, Android, iOS, macOS, and Windows. Pricing is on request; prospective users can book a demo to trial the product, with no trial duration stated. EV says its journey began in 1993 and EVPro launched in 2022.

Scenarios is a web-based financial modelling tool for exploring retirement projections, testing assumptions and considering long-term trade-offs. It runs 1,000 independent simulations using investment returns, inflation and market conditions, then presents results as percentile bands. The free plan includes a wealth fan chart, editable plan inputs and configurable assumptions.

Paid features include a UK tax engine modelling 2026/27 rules, including Scottish income tax bands, capital gains, dividend and savings taxes, and pension allowances. Planning tools include cashflow and portfolio analysis, scenario comparison, retirement safety analysis, withdrawal strategies, inheritance tax planning, life events and spending phases. Solo costs £6/month billed annually (£72/year) and allows three saved plans, 100 AI requests per month and comparison of up to three scenarios; it does not include couple modelling. Duo costs £10/month billed annually (£120/year), supports joint modelling for two people and provides a combined household view. The maker says data is encrypted in transit and at rest, hosted in the EU and not transferred outside the UK/EEA. Scenarios says it is UK GDPR compliant and does not provide financial advice; its projections are illustrative and educational.