Fibady vs Pigment

Fibady is web-based financial planning software from Fibady, a company founded in 2024 and based in Barcelona, Spain. It handles budgeting, forecasting, scenario modeling, variance analysis, workforce planning, and financial consolidation. The software produces profit and loss statements, balance sheets, and cash flow reports for individual entities and consolidated groups of 2 to 60 entities. Budgets can be arranged by area or department, with multiple users and sign-off. Users are unlimited, with no user or transaction limits. The AI agent includes 5 million tokens each month; unused tokens do not roll over. API connections are available for Odoo, Holded, Tango, SOS Contador, and EternumPRO. Other ERP data can enter through CSV or Excel converters with AI-assisted mapping. Exports include Excel with live formulas and AI-generated Word and PDF reports. Monthly billing is US$200 per connected company; annual billing is US$2,000 per company per year, with two months free. A seven-day trial requires no card.

Pigment is an AI platform for real-time business planning across Finance, Supply Chain, Sales, and HR. It supports budgeting, forecasting, forecast-versus-actuals, scenario modeling, variance analysis, workforce planning, and financial consolidation. The Modeler Agent creates and evolves governed models, while the Analyst Agent scans metrics for trends and anomalies and builds reports. Frames lets users describe a visualization, executive view, or collection form that reads from and writes to a live Pigment model. The service runs on the web and through an API. Listed integrations include NetSuite, Sage Intacct, SAP, and Salesforce; generic APIs and API or ETL options support custom connections. Access controls include SAML 2.0 SSO, SCIM, Google Login, MFA, domain allowlisting, role-based access, and fine-grained data rights. Pigment states that it holds SOC 2 Type 2 and ISO 27001 certifications, encrypts data, and does not use customer data to train foundation models. The 14-day free trial costs nothing and has limited features.