Fibady vs Planful

Fibady is web-based financial planning software from Fibady, a company founded in 2024 and based in Barcelona, Spain. It handles budgeting, forecasting, scenario modeling, variance analysis, workforce planning, and financial consolidation. The software produces profit and loss statements, balance sheets, and cash flow reports for individual entities and consolidated groups of 2 to 60 entities. Budgets can be arranged by area or department, with multiple users and sign-off. Users are unlimited, with no user or transaction limits. The AI agent includes 5 million tokens each month; unused tokens do not roll over. API connections are available for Odoo, Holded, Tango, SOS Contador, and EternumPRO. Other ERP data can enter through CSV or Excel converters with AI-assisted mapping. Exports include Excel with live formulas and AI-generated Word and PDF reports. Monthly billing is US$200 per connected company; annual billing is US$2,000 per company per year, with two months free. A seven-day trial requires no card.

Planful is a cloud financial performance management platform for planning, budgeting, consolidation, reporting, and analytics. It brings financial, workforce, and operational plans into one environment, with forecasting, scenario modeling, variance analysis, and workforce planning among its capabilities. Its finance-focused AI supports forecasting, surfaces insights, and automates work across finance workflows. Built-in validation checks intercompany entries, currency conversions, and consolidation totals before they reach reports. Planful lists integrations with SAP, Oracle, NetSuite, Salesforce, Workday, and Snowflake, and says data transfers can happen as often as needed. It states that customer data volume and the number of connected data sources are not limited. The platform can connect to Power BI, export to a data warehouse, and keep Excel, PowerPoint, Word, and Google Sheets files updated through Spotlight. APIs support importing and exporting data. Planful lists ISO 27001:2022 and ISO 27701:2019 certifications. Pricing is tailored to company size, user count, and selected modules.