Fina Money vs PocketSmith
Fina Money
fina.money
PocketSmith
pocketsmith.comSide by side
| Figure | Fina Money | PocketSmith |
|---|---|---|
| Price from | $8.25/mo | $9.99/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 3 | 7 |
| Spec score · Personal Finance Software | 8.6 (#28) | 9.5 (#2) |
| Account security | Fina says it moved account creation behind its own API and added reCAPTCHA and server-side controls after an account-creation abuse incident. | Data is encrypted at all times, with two-factor authentication on all plans. |
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Founded | 2023 | 2008 |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Support | Fina lists [email protected] as its support contact. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Plans
PocketSmith
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
- Fortune$319.92 a year
In their own words
PocketSmith
PocketSmith is personal finance software for budgeting, monitoring accounts, and forecasting future balances. It connects to financial institutions for automatic imports and categorization, and also supports manual imports. Budget tools include a calendar, flexible periods, and what-if scenarios; reports cover income, expenses, net worth, and cash flow. Users can track accounts, assets, and liabilities across countries with currency conversion. Forecasting can show daily balances as far as 60 years ahead on the Fortune plan. The free plan includes two dashboards, 12 budgets, two accounts, and six months of projection. Foundation starts at $9.99 a month when billed annually. PocketSmith lists Android, iOS, web, desktop apps, and an API. Bank feeds are read-only and cannot move money in connected accounts. The service states that data is encrypted, two-factor authentication is available on every plan, and there are no ads or ad-tracking.