FinanceOS Treasury & Liquidity vs Kyriba
FinanceOS Treasury & Liquidity
suite.jps-iq.com
Kyriba
kyriba.comSide by side
| Figure | FinanceOS Treasury & Liquidity | Kyriba |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 2 |
| Spec score · Liquidity Management Software | 7.7 (#10) | 7.9 (#9) |
| Bank connectivity | Bank connectivity ingests statements and movements per institution and reports delivery gaps as gaps. | Kyriba says it connects to more than 10,000 banks using APIs, host-to-host connections and SWIFT. |
| Cash forecasting | The liquidity forecast combines bank movements, receivables and payables while keeping manual assumptions visible and attributable. | Forecasting combines AP, AR and ERP data with forecast-versus-actual analysis and machine-learning refinement. |
| Forecasting | Its liquidity forecast uses bank movements, receivables and payables while keeping manual assumptions visible and attributable. | Its forecasting features cover cash, liquidity, and exposures, and are described as AI-powered and customizable. |
| Headquarters | Wolfenbüttel, Germany | San Diego, California, United States |
| Purpose | FinanceOS Treasury & Liquidity provides one cash position across bank accounts, entities and currencies, with forecasting and decisions attached. | Kyriba’s treasury platform helps organizations manage cash and liquidity, automate treasury processes, and connect financial systems. |
Plans
FinanceOS Treasury & Liquidity
- FinanceOS Treasury & LiquidityPriced on request
In their own words
FinanceOS Treasury & Liquidity
FinanceOS Treasury & Liquidity is a web finance platform for organizations managing multiple entities, banks, and systems. It sits above existing ERP, accounting, and banking systems, connecting contracts, project progress, and payments with cost, margin, forecasts, and liquidity. Treasury consolidates balances and movements across institutions, entities, and currencies while retaining each figure's source. Its liquidity forecast combines bank movements, receivables, and payables, with manual assumptions visible and attributable. Scenario views compare delayed payment runs, slipped receipts, and drawdowns with a base case. The module calculates covenant ratios with their source, headroom, status, and test period, and shows an empty result when financing data is absent. Existing systems retain posting and accounting authority; FinanceOS handles processes between systems. NetSuite is its first and deepest connected system-of-record path. Sign-in uses Microsoft Entra ID, access is role-based and entity-scoped, and financial records are append-only. The platform runs on Microsoft Azure in a European region. Pricing is available on request, with no published package tiers.
Kyriba
Kyriba is a treasury platform for organizations that need to monitor cash and liquidity, automate treasury work, and link financial systems. It shows cash positions, transactions, and liquidity in real time, and automates payments, reconciliation, and reporting. Forecasting covers cash, liquidity, and exposures, with customizable AI-powered features. Working-capital tools include early payment financing, supply chain finance, dynamic discounting, and receivables finance. Kyriba says it connects to more than 9,900 banks, ERPs, payment, and treasury systems, and lists connectors for SAP, Oracle Cloud, NetSuite, Microsoft Dynamics 365, and Workday. App Studio supports building and managing data workflows with external systems. Kyriba Mobile offers payment approval, analytics, reporting, and task management on iPhone, iPad, and Android devices, with two-factor authentication, single sign-on, and biometric login. The platform is available on Android, iOS, web, and API. Kyriba was founded in 2000 and is headquartered in San Diego, California. Pricing is on request; the treasury page invites prospective customers to request a demo.