Financial Navigator Liquidity Forecasting vs Float
Financial Navigator Liquidity Forecasting
financial-navigator.ioFloat
floatapp.comSide by side
| Figure | Financial Navigator Liquidity Forecasting | Float |
|---|---|---|
| Price from | — | $105/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Plans published | 1 | 9 |
| Spec score · Cash Forecasting Software | 6.8 (#22) | 7.8 (#12) |
| Founded | 2020 | 2012 |
| Headquarters | Luxembourg | Edinburgh, Scotland |
| Integrations | It connects with banks, ERP systems, accounting services, and third-party applications through APIs and banking options including SWIFT, EBICS, Host-to-Host, and PSD2. | Float currently integrates with Xero and QuickBooks Online, and says a direct Sage Intacct connection is coming soon. |
| Intended users | The product page identifies CFOs, finance managers, mid-sized companies, and enterprises as audiences for the software. | Float describes its product as cash flow management software for growing finance teams and also offers a solution for accountants, bookkeepers, and fractional finance leaders advising clients. |
| Purpose | Financial Navigator automates liquidity planning, forecasting, reporting, and scenario planning for businesses. | Float turns data from connected accounting software or ERP into a rolling cash flow forecast for finance teams. |
| Scenario planning | Users can model future scenarios, including changes to revenue, to identify potential liquidity gaps. | Users can toggle income and costs, model what-if scenarios, and price new hires before committing. |
| Security | The liquidity planning page describes data encryption, role-based access rights, GDPR-compliant data transfers, and audit trails recording who made changes and when. | Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard. |
| Support | The company says it partners with clients, provides expert support, and works with finance teams to adapt its technology to their needs. | Essentials and Growth include email and live-chat support; Scale adds priority support and a named contact. |
Plans
Financial Navigator Liquidity Forecasting
- Case-specific pricingPriced on request
Float
- Essentials$130 a month
- Growth$265 a month
- Scale$389 a month
- Essentials (annual)$105 a month
- Essentials (monthly)$130 a month
- Growth (annual)$215 a month
- Growth (monthly)$265 a month
- Scale (annual)$315 a month
- Scale (monthly)$389 a month
In their own words
Financial Navigator Liquidity Forecasting
Financial Navigator Liquidity Forecasting has no write-up on Specifiction yet; its figures are above.
Float
Float turns data from connected accounting software into rolling cash flow forecasts for finance teams. It offers weekly and 13-week views, plus monthly forecasts that extend up to three years on Growth and Scale. Users can adjust income and costs, model scenarios and estimate new-hire costs before committing. Float shows invoices and bills with expected payment dates based on when clients actually pay. Its current accounting integrations are Xero and QuickBooks Online; a direct Sage Intacct connection is described as coming soon. Float does not connect directly to banks: bank transaction data comes through the connected accounting platform. Data syncs every 24 hours, with manual sync also available. Teams can comment on budget lines, invoices, bills and payments, tag colleagues and receive mention notifications. Admin, Editor and Viewer roles govern access. Float lists encryption in transit and at rest, multi-factor authentication, role-based access and independent auditing to the UK government-backed Cyber Essentials standard. The web service has no free plan; pricing starts at $105/mo (annual), with a 14-day trial. Essentials forecasts up to 12 months; Growth and Scale cover 36 months.