FINBPM vs Gumroad
FINBPM
finbpm.tech
Gumroad
gumroad.comSide by side
| Figure | FINBPM | Gumroad |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | Yes |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 3 | 3 |
| Spec score · Merchant of Record Software | 7.2 (#20) | 8.6 (#5) |
| Merchant of Record | FINBPM says it is the legal seller for transactions processed through its checkout, within the agreed scope. | Since January 1, 2025, Gumroad says it handles worldwide sales-tax collection and remittance as merchant of record. |
| Product | FINBPM becomes the Merchant of Record for SaaS, digital products, or marketplaces and handles checkout, tax, fraud screening, disputes, refunds, and billing support. | Gumroad describes itself as an e-commerce platform for selling digital products and services, including books, memberships, and courses. |
| Support | FINBPM says billing queries, refunds, and disputes are handled through agreed playbooks and service level agreements. | The Help Center lists email support at [email protected] and covers account, selling, integrations, privacy and API topics. |
Plans
Gumroad
- Discover marketplacePrice not published
- Direct sales$10, paid once
- Discover marketplace sales$30, paid once
In their own words
Gumroad
Gumroad is a platform for selling digital products and services such as books, memberships, and courses. Creators can customize a storefront, connect a custom domain, or place payment and follow widgets on an existing site; adding those widgets requires the ability to edit its HTML. Payment options include one-time, recurring, fixed-length, and pay-what-you-want charges in different currencies. Memberships can provide a content library with billing periods including monthly, quarterly, biannually, and yearly. Digital product support includes PDF, ePub, and Mobi versions, plus generated software license keys and lightweight DRM. Creators can import email lists, export follower and customer details, send broadcasts, and create automated workflows. Sales analytics and tracking support Google Analytics, Meta Pixel, and TikTok Pixel. Gumroad also provides an API and buyer apps for Android and iOS. Payout methods vary by country; direct deposit or PayPal may be available. The maker says it handles worldwide sales-tax collection and remittance as merchant of record. Direct sales cost 10% + $0.50 per transaction; Discover sales to new customers cost 30% per transaction.