FinCalc vs MoneyGuide
FinCalc
fincalc.co.uk
MoneyGuide
moneyguidepro.comSide by side
| Figure | FinCalc | MoneyGuide |
|---|---|---|
| Price from | — | $10.42/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 15 |
| Spec score · Financial Planning Software | 7.6 (#18) | 8.9 (#5) |
| Headquarters | Colchester, Essex, UK | Powhatan, Virginia, United States |
| Hosting | FinCalc says client data is hosted in UK Azure data centres. | MoneyGuide is delivered as a web service with customer data on MoneyGuide-owned and managed servers; self-hosting is not offered. |
| Integrations | The integrations page lists DocuSign, intelliflo, Iress Xplan, Twenty7tec, Plannr, Curo (Time4Advice) and ZeroKey; Wealthcraft is marked “COMING SOON.” | The integration catalog covers CRM, custodians, account aggregation, portfolio analytics, data gathering, risk tolerance and client-portal providers. |
| Planning tools | Its listed products include Cashflow Modeller, Retirement Modeller, IHT Modeller, Transfer Analysis, Client Portal and Calculators. | The product includes retirement, college, estate, insurance-needs, risk-management, tax-planning, and Social Security features. |
| Purpose | FinCalc is a cloud-based financial planning platform for UK financial advisers, firms and networks. | Envestnet MoneyGuide develops financial planning software for financial advisors to help them guide clients toward lifetime financial goals. |
| Support | FinCalc offers UK-based live chat during UK business hours, including co-browsing, and provides webinar training, guides and videos. | Customer service is available by phone, email and chat Monday through Thursday 9 AM–6 PM ET and Friday 10 AM–6 PM ET. |
| Trial | The licence terms say FinCalc may grant a temporary trial system, which may be terminated at any time by the licensor. | MyBlocks offers a 14-day free trial without requiring a credit card, and the trial account automatically expires at the end of the period. |
Plans
MoneyGuide
- MyBlocks Individual$125 a year
- MyBlocks Individual$125 a month
- Client Portal with MX$400 a year
- Client Portal with Yodlee$400 a year
- MX add-on$400 a year
- Yodlee Client Portal add-on$400 a year
- Dash$500 a year
- Dash add-on$500 a year
- MyBlocks$600 a year
- MyBlocks add-on$600 a year
In their own words
MoneyGuide
MoneyGuide is financial planning software from Envestnet for financial advisors helping clients work toward lifetime financial goals. It supports goal-based, asset-allocation, and lifetime-income plans, including Monte Carlo simulations on a single income stream. Advisors and clients can collaborate online with view-only or update-all sharing permissions. Planning tools cover retirement, college, estate, insurance needs, risk management, taxes, and Social Security. What-if scenarios and stress tests can model changes in market returns, inflation, taxes, and longevity. Clients can link accounts through MX or Yodlee; listed integrations also include Redtail and Wealthbox. The company says it does not collect or store Social Security, credit card, or account numbers, and that client data is encrypted in transit. MoneyGuide is web-based and compatible with Windows PCs, Macs, iPads, and iPhones. It is non-transactional, so clients cannot access, move, or withdraw funds through the application. A MyBlocks trial lasts 14 days, requires no credit card, and expires automatically. Listed annual subscriptions include MoneyGuide at $2,000 a year per advisor; applicable state and local taxes are not included.