Finexer vs Neopay Payment Initiation
Finexer
finexer.comNeopay Payment Initiation
neopay.onlineSide by side
| Figure | Finexer | Neopay Payment Initiation |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 2 |
| Spec score · Open Banking Payment Platforms | 7.5 (#7) | 7.9 (#2) |
| Bank coverage | Finexer lists UK financial institutions including Barclays, HSBC, Lloyds, Monzo, NatWest, Starling, and Wise in its supported-bank directory. | Neopay says one integration connects to more than 220 financial institutions across Europe and the service is live in 15 countries on its about page. |
| Headquarters | London, United Kingdom | Vilnius, Lithuania |
| Security | Finexer says sensitive data is encrypted with AES-256 in an isolated data store, and two-factor authentication is required for approved accounts. | Neopay says transactions use end-to-end encryption, sensitive-data tokenization, and real-time fraud monitoring. |
| Support | The company says its support specialists are available 16 hours a day, seven days a week. | Neopay lists email and chat support, merchant-portal tickets, and online documentation, code examples, and FAQs. |
Plans
Finexer
- EnterprisePriced on request
- StandardPriced on request
- StartupPriced on request
Neopay Payment Initiation
- Custom planPriced on request
- Standard planPrice not published
In their own words
Finexer
Finexer is a B2B open banking platform for businesses that need bank data, payment initiation or bank-based identity checks in their own services. Its data service provides real-time account details, balances, transaction history, merchant and category data, and income and expense information. Payment options include instant account-to-account payments, payment links, QR code payments, batch payments and automated receipts. Bank-based identity verification can support customer KYC and AML processes. Connection methods include an Open Banking API, dashboard, hosted consent pages and consent links. Developer tools include a REST-based API, webhooks, documentation, sandbox accounts and developer support; sandbox accounts that replicate production functionality are free. Its supported-bank directory names UK institutions including Barclays, HSBC, Lloyds, Monzo, NatWest, Starling and Wise. Instant Payments are available only to UK businesses and currently support GBP only. Finexer says sensitive data is encrypted with AES-256 in an isolated data store and approved accounts require two-factor authentication. It states it is Cyber Essentials certified and ICO registered, and that Finexer Ltd is FCA-authorised under the Payment Services Regulations 2017. Pricing is on request.
Neopay Payment Initiation
Neopay Payment Initiation has no write-up on Specifiction yet; its figures are above.