Finexer vs Noda
Finexer
finexer.com
Noda
noda.liveSide by side
| Figure | Finexer | Noda |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 2 |
| Spec score · Open Banking Payment Platforms | 7.5 (#7) | 7.8 (#3) |
| Bank coverage | Finexer lists UK financial institutions including Barclays, HSBC, Lloyds, Monzo, NatWest, Starling, and Wise in its supported-bank directory. | Noda says it connects to more than 2,000 banks in the UK and EU, with full UK bank coverage. |
| Headquarters | London, United Kingdom | Cyprus |
| Payments | The payments service supports instant account-to-account payments, payment links, QR code payments, batch payments, and automated receipts. | Noda offers open banking payments that let customers pay directly from their bank accounts. |
| Product | Finexer is a B2B open banking platform for accessing clients’ bank accounts and initiating payments on their behalf. | Noda describes its open banking platform as a way to improve customer experience and ease transaction flows. |
| Security | Finexer says sensitive data is encrypted with AES-256 in an isolated data store, and two-factor authentication is required for approved accounts. | Noda describes open banking payments as authorised through customers' banks using Strong Customer Authentication. |
| Support | The company says its support specialists are available 16 hours a day, seven days a week. | Noda advertises a personal onboarding assistant, dedicated account management and 24/7 global technical support. |
Plans
Finexer
- EnterprisePriced on request
- StandardPriced on request
- StartupPriced on request
Noda
- Open-banking transaction pricingPriced on request
- Transaction-based pricingPriced on request
In their own words
Finexer
Finexer is a B2B open banking platform for businesses that need bank data, payment initiation or bank-based identity checks in their own services. Its data service provides real-time account details, balances, transaction history, merchant and category data, and income and expense information. Payment options include instant account-to-account payments, payment links, QR code payments, batch payments and automated receipts. Bank-based identity verification can support customer KYC and AML processes. Connection methods include an Open Banking API, dashboard, hosted consent pages and consent links. Developer tools include a REST-based API, webhooks, documentation, sandbox accounts and developer support; sandbox accounts that replicate production functionality are free. Its supported-bank directory names UK institutions including Barclays, HSBC, Lloyds, Monzo, NatWest, Starling and Wise. Instant Payments are available only to UK businesses and currently support GBP only. Finexer says sensitive data is encrypted with AES-256 in an isolated data store and approved accounts require two-factor authentication. It states it is Cyber Essentials certified and ICO registered, and that Finexer Ltd is FCA-authorised under the Payment Services Regulations 2017. Pricing is on request.
Noda
Noda is a paid open banking payment platform for businesses, available through an API and web-based tools. Customers can pay directly from bank accounts, while businesses can also offer cards, Apple Pay, and Google Pay. Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, plus payment links and QR codes for accepting payments without coding. The platform connects to more than 2,000 UK and EU banks and states that it covers every UK bank. Open banking transaction fees start at 0.1%, with pricing tailored to business needs and no fixed plans listed. Noda says payments settle instantly or near-instantly. Bank authorisation uses Strong Customer Authentication, and customers must consent to financial-data sharing, with an option to withdraw consent. The pricing page lists 24/7 global technical support and a dedicated personal manager. Noda says the service does not support recurring subscriptions.