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Fintable API vs GoCardless Bank Account Data

Fintable API

fintable.io

GoCardless Bank Account Data

gocardless.com

Side by side

FigureFintable APIGoCardless Bank Account Data
Price from—Free
Free plan—Yes
Free trialYes—
Open source——
WebYesYes
APIYesYes
Plans published64
Spec score · Bank Connectivity Software8.0 (#11)8.2 (#7)
Founded20212011
SecurityFintable says it never sees bank credentials and uses strong encryption and PCI-compliant payments through Stripe.GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit.
SupportFintable says it usually responds to email inquiries within one business day.The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT.

Plans

Fintable API

  • Personal$12 a month
  • Office$50 a month
  • Personal$84 a year
  • Personal Lifetime$280, paid once
  • Office$365 a year
  • Enterprise€1,000 a month

Fintable API pricing →

GoCardless Bank Account Data

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

GoCardless Bank Account Data pricing →

In their own words

Fintable API

Fintable API has no write-up on Specifiction yet; its figures are above.

Visit fintable.io

GoCardless Bank Account Data

GoCardless Bank Account Data is an API for businesses that need account details and transaction data from connected bank accounts. It connects through bank PSD2 APIs and can return account holder names, account identifiers, IBANs, transaction dates, counterparties, descriptions and amounts, plus current and available balances. It can retrieve up to 24 months of transaction history, with continuous access lasting up to 90 days. Data refreshes on demand, and responses use JSON. To connect, an end user chooses a supported financial institution, accepts a GoCardless-hosted consent screen and authenticates through the institution. API requests use an authorization token created with a Bank Account Data portal user secret. GoCardless provides a quickstart guide and instructions for importing the API schema into Postman. Availability is limited to EEA countries subject to PSD2 where GoCardless operates as an authorized AISP. Banks may restrict requests to as few as four calls per account per day. Account verification is available only to paying customers; new accounts are unverified by default. The service is paid, with pricing on request, and is available via API and web.

Visit gocardless.com