Fintable API vs Powens
Fintable API
fintable.ioPowens
powens.comSide by side
| Figure | Fintable API | Powens |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 6 | 1 |
| Spec score · Bank Connectivity Software | 8.0 (#11) | 8.2 (#8) |
| Spec score · Financial Data APIs | 8.0 (#9) | 8.2 (#6) |
| Founded | 2021 | The company says it was founded as Budget Insight in 2012 and rebranded as Powens in 2022. |
| Security | Fintable says it never sees bank credentials and uses strong encryption and PCI-compliant payments through Stripe. | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. |
| Support | Fintable says it usually responds to email inquiries within one business day. | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. |
| What it does | Fintable syncs bank transactions and financial data to spreadsheets, databases, and AI tools, and exposes that data through a REST API. | Powens describes itself as an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. |
Plans
Fintable API
- Personal$12 a month
- Office$50 a month
- Personal$84 a year
- Personal Lifetime$280, paid once
- Office$365 a year
- Enterprise€1,000 a month
In their own words
Fintable API
Fintable API has no write-up on Specifiction yet; its figures are above.
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.